Kendall County property record for 44 Circle Dr E, Montgomery, IL 60538 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1959 |
| Square Footage | 1,652 sqft Living Area |
| Lot Size | 9,541 sqft (0.219 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $260,000 (2022) |
| Tax Bill | $5,816.00 (2024) |
| Primary APN | 03-04-303-009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,652 sqft Living Area |
| Gross Area | 1,892 sqft Gross Area |
| 1st Floor | 1,652 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Construction Type | Frame Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 9,541 sqft (0.219 acres) |
| Depth X Width | 135 ft x 75 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 240 sqft Garage |
| Street Address | 44 CIRCLE DR E |
|---|---|
| City | MONTGOMERY |
| State | IL |
| Zip | 60538-2339 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 10 BOULDER HILL SUB UNIT 5 SEC. 4 & 5-37-8 |
| Legal Range | 08E |
| Legal Township | 37N |
| Legal Section | 04 |
| Legal Subdivision | BOULDER HILL SUB |
| Legal Lot Number | 10 |
| Jurisdiction | KENDALL IL |
| Minor Civil Division | OSWEGO |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 890202 |
Source: Kendall County records · APN 03-04-303-009
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 44 CIRCLE DR E, MONTGOMERY, IL 60538-2339 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 19, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage WINTRUST MORTGAGE |
| Jan 09, 2017 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Nov 08, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Oct 08, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Feb 14, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 19, 2022 · Amount on Record |
| Deed Sale | Oct 19, 2022 · Amount on Record |
| Prior Sale | Feb 14, 2019 · Amount on Record |
| Deed Doc Number | 202217037 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Oct 19, 2022 |
| Property Address | 44 CIRCLE DR E, MONTGOMERY, IL 60538-2339 |
| Document Number | 0000017037 |
| Instrument Date | Oct 04, 2022 |
| Instrument | 202200017037 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2022 |
| Title Company | NOT AVAILABLE, LTS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 44 CIRCLE DR E, MONTGOMERY, IL 60538-2339 |
| Document Number | 0000017038 |
|---|---|
| Date | Oct 19, 2022 |
| Instrument | 202200017038 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 44 CIRCLE DR E, MONTGOMERY, IL 60538-2339 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000000514 |
|---|---|
| Date | Jan 09, 2017 |
| Instrument | 201700000514 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2047 |
| Rate | 4.12% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 44 CIRCLE DR E, MONTGOMERY, IL 60538-2339 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000016913 |
|---|---|
| Date | Nov 08, 2019 |
| Instrument | 201900016913 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 44 CIRCLE DR E, MONTGOMERY, IL 60538-2339 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000019886 |
|---|---|
| Date | Oct 08, 2020 |
| Instrument | 202000019886 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Feb 14, 2019 |
| Property Address | 44 CIRCLE DR E, MONTGOMERY, IL 60538-2339 |
| Document Number | 0000001660 |
| Instrument Date | Feb 11, 2019 |
| Instrument | 201900001660 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $167.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 44 CIRCLE DR, MONTGOMERY, IL 60538 |
| Document Number | 0000001661 |
|---|---|
| Date | Feb 14, 2019 |
| Instrument | 201900001661 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
| Rate | 4% |
|---|
Source: Kendall County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $87,434 (+31.89%) Land $24,698 Building $62,736 | $262,302 (+31.89%) Land $74,094 Building $188,208 | |
| 2024 | $5,816.00 | ||
| 2022 | $66,294 Land $18,727 Building $47,567 | $198,882 Land $56,181 Building $142,701 |
44 Circle Dr E is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kendall County (17093C), updated September 18, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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