Warwick City property record for 44 Cindy Ln, Warwick, RI 02886
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,468 sqft · built 1963 |
| Lot Size | 0.28 acres (12,188 sqft) |
| Owner | Individual Name on File |
| Last Sale | $460,000 (Aug 2025) |
| Tax Bill | $5,103 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Nov 2024 Line of Credit + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 24700900000 |
| Primary APN | 24700900000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,468 sqft Living Area |
| Gross Area | 3,524 sqft |
| 1st Floor Area | 1,468 sqft |
| Basement Area | 1,468 sqft |
| Unfinished Basement | 1,468 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,188 sqft (0.28 acres) |
| Pool Type | In-Ground Pool |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 152951 |
|---|---|
| Street Address | 44 CINDY LN |
| City | WARWICK |
| State | RI |
| Zip | 02886-4304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A10 |
| Legal Block | 90 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 22202 |
Source: Warwick City assessment roll, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 44 CINDY LN, WARWICK, RI 02886-4304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Dec 8, 2025 | Deed of Trust, Mortgage · Line of Credit THE WASHINGTON TRUST CO OF WESTERLY |
| Nov 22, 2024 | Deed of Trust, Mortgage · Line of Credit OCEAN STATE CREDIT UNION |
| Aug 25, 2025 | Warranty Deed, Transfer |
| Apr 16, 2025 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 25, 2025 · Amount on Record |
| Deed Sale | Aug 25, 2025 · Amount on Record |
| Prior Sale | Apr 16, 2025 · Amount on Record |
| Deed Book / Page | 10742 / 36 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 44 CINDY LN, WARWICK, RI 02886-4304 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010804-105 |
|---|---|
| Date | Dec 8, 2025 |
| Book Page | 10804/105 |
| Instrument | 14217 |
| Name | THE WASHINGTON TRUST CO OF WESTERLY |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 44 CINDY LN, WARWICK, RI 02886-4304 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0010596-45 |
|---|---|
| Date | Nov 22, 2024 |
| Book Page | 10596/45 |
| Instrument | 12476 |
| Name | OCEAN STATE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Aug 25, 2025 |
| Property Address | 44 CINDY LN, WARWICK, RI 02886-4304 |
| Document Number | 0010742-36 |
| Book / Page | 10742 / 36 |
| Instrument Date | Aug 25, 2025 |
| Instrument | 9745 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 44 CINDY LN, WARWICK, RI 02886-4304 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Apr 16, 2025 |
| Property Address | 44 CINDY LN, WARWICK, RI 02886-4304 |
| Document Number | 010664-294 |
| Book / Page | 10664 / 294 |
| Instrument Date | Apr 16, 2025 |
| Instrument | 3863 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2, EAST GREENWICH, RI 02818-0002 |
| Investor | Possibly a Property Investor |
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,103.00 (+12.03%) | $401,800 (+25.17%) Land $105,500 Building $296,300 | |
| 2024 | $295,070 | ||
| 2023 | $4,555.00 (-0.7%) | $321,000 (+31.07%) Land $91,700 Building $229,300 | |
| 2022 | $4,587.00 | $244,900 Land $71,800 Building $173,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2001–2010) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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