Essex County and Salem City property record for 44 Chestnut St, Salem, MA 01970
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3.5 ba · 3,284 sqft · built 1870 |
| Lot Size | 0.088 acres (3,816 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $16,910 (2026) |
| Deeds & Mortgages | Oct 2025 Line of Credit May 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SALE M:25 L:0217 |
| Primary APN | SALE M:25 L:0217 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 3 Stories |
| Building Area | 3,284 sqft Living Area |
| Gross Area | 4,717 sqft |
| Basement Area | 1,291 sqft |
| Unfinished Basement | 1,291 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Mansard |
| Roof Material | Slate |
| Lot Area | 3,816 sqft (0.088 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 44 CHESTNUT ST |
|---|---|
| City | SALEM |
| State | MA |
| Zip | 01970-3129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | ELLA ST |
| Legal Lot Number | 217 |
| Jurisdiction | SALEM MA |
| Township / Civil Division | SALEM |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 204200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chestnut Street District listed 1973 · 302 contributing resources · NRIS 73000312 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
44 Chestnut St is owned and occupied by two individuals who acquired it in October 2020.
Source: Essex County and Salem City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 44 CHESTNUT ST, SALEM, MA 01970-3129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| May 9, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Dec 26, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP |
| Oct 19, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2015 |
| Deed Sale | Aug 27, 2015 |
| Prior Sale | Jul 30, 2014 · Amount on File |
| Deed Book / Page | 34328 / 203 |
| Last Transfer Date | Oct 13, 2020 |
| Transfer Doc | 039070-222 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM MA |
| Property Address | 44 CHESTNUT ST, SALEM, MA 01970-3129 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0043034-50 |
|---|---|
| Date | Oct 29, 2025 |
| Book Page | 43034/50 |
| Instrument | 20251029001170 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM MA |
| Property Address | 44 CHESTNUT ST, SALEM, MA 01970-3129 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35853-355 |
|---|---|
| Date | May 9, 2017 |
| Book Page | 35853/355 |
| Instrument | 287 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM MA |
| Property Address | 44 CHESTNUT ST, SALEM, MA 01970-3129 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38148-445 |
|---|---|
| Date | Dec 26, 2019 |
| Book Page | 38148/445 |
| Instrument | 20191226000870 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SALEM MA |
| Recording Date | Oct 19, 2020 |
| Property Address | 44 CHESTNUT ST, SALEM, MA 01970-3129 |
| Document Number | 39070-222 |
| Book / Page | 39070 / 222 |
| Instrument Date | Oct 13, 2020 |
| Instrument | 20201019001280 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 44 CHESTNUT ST, SALEM, MA 01970-3129 |
The 2026 property tax bill for 44 Chestnut St was $16,910, up 8.6% from the year before.
Source: Essex County and Salem City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Salem City |
| Unified School District | Salem School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,910.00 (+8.59%) | $1,568,600 (+14.23%) Land $331,900 Building $1,234,900 | $1,310,998 (-14.05%) |
| 2025 | $15,572.00 (+6.33%) | $1,373,200 (+8.96%) Land $256,200 Building $1,117,000 | $1,525,225 |
| 2024 | $14,645.00 (+5.35%) | $1,260,300 (+13.42%) Land $244,500 Building $1,015,800 | |
| 2023 | $13,901.00 | $1,111,200 Land $221,200 Building $890,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44 Chestnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 44 Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000 |
|---|---|
| Water Source | Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD |
| Last State Inspection | Dec 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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