44 Cherry St, #2, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 44 Cherry St, #2, Swampscott, MA 01907

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 832 sqft · built 1905
Lot Size	0.142 acres (6,194 sqft)
Owner	Individual Name on Record
Last Sale	$319,000 (Dec 2025)
Tax Bill	$3,864 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Dec 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0006 B:180A L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0006 B:180A L:0`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	4 Units
Stories	1 Story
Building Area	832 sqft Living Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,194 sqft

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	44 CHERRY ST, 2
City	SWAMPSCOTT
State	MA
Zip	01907-1790
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	B1
Legal Subdivision	CHERRY HILL CONDO
Legal Block	180A
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	1
Census Block	1018
Census Tract	202103

Owner

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	44 CHERRY ST, 2, SWAMPSCOTT, MA 01907-1790
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Quit Claim Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 4, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 14, 2022	Quit Claim Deed, Transfer Quitclaim
Dec 17, 2021	Condominium Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2025 · Amount on Record
Deed Sale	Dec 23, 2025 · Amount on Record
Prior Sale	Dec 4, 2023 · Amount on Record
Deed Book / Page	43147 / 425
Record Updated	Oct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Dec 23, 2025
Property Address	44 CHERRY ST STE 2, 2, SWAMPSCOTT, MA 01907-1790
Document Number	043147-425
Book / Page	43147 / 425
Instrument Date	Dec 23, 2025
Instrument	20251223002510
Transaction Type	Transfer
Record Updated	Jan 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 CHERRY ST STE 2, 2, SWAMPSCOTT, MA 01907-1790

Mortgage

Document Number	20251223002520
Date	Dec 23, 2025
Instrument	20251223002520

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2055

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Dec 4, 2023
Property Address	44 CHERRY ST STE 2, 2, SWAMPSCOTT, MA 01907-1790
Document Number	041889-248
Book / Page	41889 / 248
Instrument Date	Dec 4, 2023
Instrument	20231204001980
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 CHERRY ST, SWAMPSCOTT, MA 01907-1760

Mortgage

Document Number	231204001990
Date	Dec 4, 2023
Instrument	231204001990

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Oct 14, 2022
Property Address	44 CHERRY ST STE 2, 2, SWAMPSCOTT, MA 01907-1790
Document Number	0041245-46
Book / Page	41245 / 46
Instrument Date	Oct 12, 2022
Instrument	20221014001130
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 CHERRY ST STE 2, 2, SWAMPSCOTT, MA 01907-1790

December 2021: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Dec 17, 2021
Property Address	44 CHERRY ST STE 2, 2, SWAMPSCOTT, MA 01907-1790
Document Number	040584-187
Book / Page	40584 / 187
Instrument Date	Dec 17, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 CHERRY ST STE 2, 2, SWAMPSCOTT, MA 01907-1790

Mortgage

Document Number	0040584189
Date	Dec 17, 2021
Instrument	40584/189

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,864.00 (+8.78%)	$322,000 (+3.97%) Building $322,000	$312,096 (+0.8%)
2025	$3,552.00 (+6.6%)	$309,700 (+9.13%) Building $309,700	$309,605
2023	$3,332.00	$283,800 Building $283,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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