44 Cherry St, Phoenix, NY 13135 Property Records

Oswego County and Schroeppel Town property record for 44 Cherry St, Phoenix, NY 13135

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,477 sqft · built 1890
Lot Size0.495 acres (21,582 sqft)
Owner2 Individual Names on Record
Last Sale$50,000 (Aug 1995)
Tax Bill$3,828 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN355401 304.17-05-37

Property Details

APN / Parcel Number

Primary APN355401 304.17-05-37
Alternative APN
  • 540130401700050370000000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,477 sqft Living Area
1st Floor Area1,477 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area21,582 sqft (0.495 acres)
Lot Dimensions99 ft deep x 218 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area542 sqft
PorchSlab
Porch Area430 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address44 CHERRY ST
CityPHOENIX
StateNY
Zip13135-2320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionLOT 45 BLOCK 138 128-008-000
Legal Block5
Legal Lot Number37.000
JurisdictionOSWEGO NY
Township / Civil DivisionSCHROEPPEL
Census Block Group1
Census Block1006
Census Tract20901

Owner

Source: Oswego County and Schroeppel Town records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address44 CHERRY ST, PHOENIX, NY 13135-2320
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 1995 · Amount on Record
Deed SaleAug 28, 1995 · Amount on Record
Deed Book / Page1291 / 91
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address44 CHERRY ST, PHOENIX, NY 13135-2320
Transaction TypeMortgage
Record UpdatedNov 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 CHERRY ST, PHOENIX, NY 13135-2320

Mortgage

Document Number0000009073
DateOct 14, 2025
InstrumentR-2025-009073
Lender
NameEMPOWER FCU
TypeCredit Union
AddressSYRACUSE, NY 13212
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 1, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Oswego County and Schroeppel Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
County SubdivisionSchroeppel Town
MunicipalityPhoenix Village
Unified School DistrictPhoenix Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,828.00$76,900 (-) Land $15,100 Building $61,800$170,889 (+22.22%) Land $33,556 Building $137,333
2023$76,900 Land $15,100 Building $61,800$139,818 Land $27,455 Building $112,363

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPHOENIX VILLAGE
public/private · serves 2,138 people · EPA ID NY3704363
Water SourcePurchased surface water from OCWA
Last State InspectionOct 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityFailure to filter
resolved · Jan 2016
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Cherry St

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