44 Charles St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 44 Charles St, Natick, MA 01760

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,258 sqft · built 1955
Lot Size0.331 acres (14,418 sqft)
OwnerCompany Name on Record
Tax Bill$7,300 (2025)
Deeds & MortgagesNov 2022 Refinance
Flood ZoneZone X (minimal risk)
APN27-00000083

Property Details

APN / Parcel Number

Primary APN27-00000083
Alternative APN
  • NATI M:00000027 P:00000083

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,258 sqft Living Area
1st Floor Area1,258 sqft
Basement Area572 sqft
Unfinished Basement808 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1962
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,418 sqft (0.331 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number27-00000083
Street Address44 CHARLES ST
CityNATICK
StateMA
Zip01760-2828
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSA
JurisdictionNATICK MA
Township / Civil DivisionNATICK
Census Block Group2
Census Block2002
Census Tract382200

Owner

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address44 CHARLES ST, NATICK, MA 01760-2828
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 26, 2012
Deed SaleDec 26, 2012
Prior SaleJul 1, 1980 · Amount on Record
Deed Document Number201228
Deed Book / Page60821 / 459
Transfer Doc60821-459
Record UpdatedJun 8, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address44 CHARLES ST, NATICK, MA 01760-2828
Transaction TypeMortgage
Record UpdatedNov 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number080916-547
DateNov 4, 2022
Book Page80916/547
Instrument164776
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

Tax Assessment & Valuation

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNatick Town
Unified School DistrictNatick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,300.00 (+3.18%)$610,400 (+5.77%) Land $459,900 Building $150,500$975,555
2024$7,075.00$577,100 Land $434,400 Building $142,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNATICK WATER AND SEWER DIVISION
serves 37,006 people · EPA ID MA3198000
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: AT&T.

Nearby Properties on Charles St

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