Herkimer County and German Flatts Town property record for 44 Charles St, Ilion, NY 13357 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,890 sqft · built 1900 |
| Lot Size | 0.193 acres (8,448 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,118 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| APN | 212801 119.43-2-79 |
| Primary APN | 212801 119.43-2-79 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,890 sqft Living Area |
| 1st Floor Area | 1,125 sqft |
| 2nd Floor Area | 510 sqft |
| Upper Floors Area | 255 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 8,448 sqft (0.193 acres) |
| Lot Dimensions | 132 ft deep x 64 ft wide |
| Garage Type | Detached |
| Garage Area | 180 sqft |
| Porch | Slab |
| Porch Area | 336 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 022052470 |
|---|---|
| Street Address | 44 CHARLES ST |
| City | ILION |
| State | NY |
| Zip | 13357-1902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 44 CHARLES ST N R1 G SP |
| Legal Block | 2 |
| Legal Lot Number | 79.000 |
| Jurisdiction | HERKIMER NY |
| Township / Civil Division | GERMAN FLATTS |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 10300 |
Source: Herkimer County and German Flatts Town records · APN 212801 119.43-2-79
Assessment roll updated May 1, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 44 CHARLES ST, ILION, NY 13357-1902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Recording Date | Apr 30, 2026 |
| Property Address | 44 CHARLES ST, ILION, NY 13357-1902 |
| Document Number | RP20261942 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 20261942 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 44 CHARLES ST, ILION, NY 13357-1902 |
| Document Number | 0000001942, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 20261942 |
| Name | FIRST SOURCE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 01, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
Source: Herkimer County and German Flatts Town records · Assessment roll updated May 1, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Herkimer County |
| County Subdivision | German Flatts Town |
| Municipality | Ilion Village |
| Unified School District | Central Valley Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,118.00 (+51.96%) | $78,200 (-) Land $9,100 Building $69,100 | $146,442 (+3%) Land $17,041 Building $129,401 |
| 2023 | $78,200 Land $9,100 Building $69,100 | $142,182 Land $16,545 Building $125,637 | |
| 2020 | $3,368.00 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360430103003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 2 (2006–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2011, river or lake flooding, Remnants Of Tropical Storm Lee |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 635 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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