44 Champlain Ave, #46, Whitehall, NY 12887 Property Records

Washington County and Whitehall Town property record for 44 Champlain Ave, #46, Whitehall, NY 12887

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,135 sqft · built 1900
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$145,200 (Dec 2022)
Tax Bill	$4,413 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`535201 60.10-1-29`

Property Details

APN / Parcel Number

Primary APN	`535201 60.10-1-29`
Alternative APNs	`520106001000010290000000` `971A100721`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,135 sqft Living Area
1st Floor Area	760 sqft
Upper Floors Area	375 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1960
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	150 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	1,600 sqft
Parking Spaces	6 Parking Spaces
Porch	Porch
Porch Area	237 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	971A100721
Street Address	44 CHAMPLAIN AVE, 46
City	WHITEHALL
State	NY
Zip	12887-1503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	REVAL07
Legal Description	RES & GAR
Legal Block	1
Legal Lot Number	29.000
Jurisdiction	WASHINGTON NY
Township / Civil Division	WHITEHALL
Census Block Group	2
Census Block	2036
Census Tract	82001

Owner

44 Champlain Ave, #46 is owned by two individuals who bought it in December 2022.

Source: Washington County and Whitehall Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	92 BROADWAY, 1, WHITEHALL, NY 12887-1260
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2022 · Amount on File
Deed Sale	Dec 9, 2022 · Amount on File
Deed Document Number	20226592
Prior Transfer Date	Aug 24, 2016
Prior Transfer Doc	0036910322
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON NY
Recording Date	Dec 9, 2022
Property Address	44-46 CHAMPLAIN AVE, WHITEHALL, NY 12887
Document Number	0000000592
Instrument Date	Dec 7, 2022
Instrument	2022-6592
Transaction Type	Transfer
Record Updated	Mar 17, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	92 BROADWAY APT 1, 1, WHITEHALL, NY 12887-1260

Mortgage

Document Number	0000000593
Date	Dec 9, 2022
Instrument	2022-6593

Lender

Name	ROCKET MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 44 Champlain Ave, #46 was $4,413, up 32.1% from the year before.

Source: Washington County and Whitehall Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Washington County
County Subdivision	Whitehall Town
Municipality	Whitehall Village
Unified School District	Whitehall Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,413.00 (+32.09%)
2025	$3,341.00	$157,900 (+90.7%) Land $26,200 Building $131,700	$157,900 (+59.23%) Land $26,200 Building $131,700
2024		$82,800 (-) Land $12,300 Building $70,500	$99,162 (-4.19%) Land $14,731 Building $84,431
2023		$82,800 (-) Land $12,300 Building $70,500	$103,500 (+18.13%) Land $15,375 Building $88,125
2022		$82,800 Land $12,300 Building $70,500	$87,619 Land $13,016 Building $74,603
2021	$530.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Champlain Ave, #46 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	22 (1978–2010)
Most Recent Claim	Sep 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Champlain Ave, #46 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEHALL VILLAGE serves 2,800 people · EPA ID NY5700124
Water Source	Surface water
Last State Inspection	Dec 2022
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021 Treatment failure resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: SLICFiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Champlain Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures