44 Chad Ln, Williamsburg, KY 40769 Property Records

Whitley County property record for 44 Chad Ln, Williamsburg, KY 40769 · Last verified April 2026

Property Summary

Property Type	Mobile Home
Details	1,344 sqft · built 2002
Lot Size	0.608 acres (26,489 sqft)
Owner	Individual Name on File
Tax Bill	$35 (2025)
Deeds & Mortgages	Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`110-10-04-012.04`

Property Details

APN / Parcel Number

Primary APN	`110-10-04-012.04`
Alternative APN	`23335`

Interior

Stories	1 Story
Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,489 sqft (0.608 acres)
Lot Dimensions	48 ft deep x 28 ft wide
Terrain	Rolling
Driveway	Gravel Driveway
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	44 CHAD LN
City	WILLIAMSBURG
State	KY
Zip	40769-2025
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	2002 28X48 CHAMP & LT 4 (0.6081AC) @ RAI
Legal Lot Number	4
Jurisdiction	WHITLEY KY
Township / Civil Division	WILLIAMSBURG
Census Block Group	2
Census Block	2019
Census Tract	920502

Owner

Source: Whitley County records · APN 110-10-04-012.04

Assessment roll updated April 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	44 CHAD LN, WILLIAMSBURG, KY 40769-2025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITLEY KY
Property Address	44 CHAD LN, WILLIAMSBURG, KY 40769-2025
Transaction Type	Mortgage
Record Updated	Jan 07, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M736/648
Date	Dec 19, 2025
Book Page	M736/648
Instrument	352895

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	157 Months
Due	Jan 01, 2039

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Jan 01, 2033
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	1-Year CMT
Max Rate	11.6%

Tax Assessment & Valuation

Source: Whitley County records · Assessment roll updated April 2, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Whitley County
Municipality	Williamsburg City
Unified School District	Williamsburg Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$35.00 (-22.22%)	$60,000 (-)	$60,000 (-)
2023	$45.00 Homeowner's exemption	$60,000	$60,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whitley County (21235C), updated May 17, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 37% of the US · above 68% of Kentucky
Wildfire Likelihood	About 1 in 1,754 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.