44 Centennial St, Clinton, MA 01510 Property Records

Worcester County and Clinton Town property record for 44 Centennial St, Clinton, MA 01510

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,804 sqft · built 1900
Lot Size	0.171 acres (7,470 sqft)
Owner	Individual Name on File
Last Sale	$184,000 (Sep 2013)
Tax Bill	$5,441 (2026)
Deeds & Mortgages	Jun 2026 Second Mortgage Jan 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`CLIN M:0036 B:96 L:0000`

Property Details

APN / Parcel Number

Primary APN	`CLIN M:0036 B:96 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,804 sqft Living Area
Gross Area	3,665 sqft
Basement Area	1,195 sqft
Unfinished Basement	1,195 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,470 sqft (0.171 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	44 CENTENNIAL ST
City	CLINTON
State	MA
Zip	01510-2324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	96
Jurisdiction	CLINTON MA
Township / Civil Division	CLINTON
Census Block Group	1
Census Block	1001
Census Tract	716300

Owner

Source: Worcester County and Clinton Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	44 CENTENNIAL ST, CLINTON, MA 01510-2324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage STATE MARY'S CREDIT UNION
Jan 30, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ST MARYS CREDIT UNION
Mar 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Mar 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Feb 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
May 29, 2019	Deed of Trust, Mortgage · Line of Credit ST MARY'S CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2013 · Amount on File
Deed Sale	Sep 16, 2013 · Amount on File
Prior Sale	Sep 16, 2013 · Amount on File
Deed Book / Page	51500 / 392
Transfer Doc	5150000392
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MA
Recording Date	Jun 10, 2026
Property Address	44 CENTENNIAL ST, CLINTON, MA 01510-2324
Document Number	073697-151
Book / Page	73697 / 151
Instrument Date	Jun 5, 2026
Instrument	202646619
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 CENTENNIAL ST, CLINTON, MA 01510-2324

Mortgage

Document Number	0000046619,
Date	Jun 10, 2026
Book Page	73697/151
Instrument	202646619

Lender

Name	STATE MARY'S CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate	6.37%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MA
Property Address	44 CENTENNIAL ST, CLINTON, MA 01510-2324
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	070142-288
Date	Jan 30, 2024
Book Page	70142/288
Instrument	6966

Lender

Name	ST MARYS CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2034

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MA
Property Address	44 CENTENNIAL ST, CLINTON, MA 01510-2324
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00064635-1
Date	Mar 8, 2021
Book Page	64635/1
Instrument	32243

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MA
Property Address	44 CENTENNIAL ST, CLINTON, MA 01510-2324
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64635-1
Date	Mar 8, 2021
Book Page	64635/1
Instrument	32243

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MA
Property Address	44 CENTENNIAL ST, CLINTON, MA 01510-2324
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60060-335
Date	Feb 19, 2019
Book Page	60060/335
Instrument	14974

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MA
Property Address	44 CENTENNIAL ST, CLINTON, MA 01510-2324
Document Number	60492-106
Instrument Date	May 29, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 CENTENNIAL ST CLINTON MA 015102324, CLINTON, MA 01510-2324

Mortgage

Document Number	60492-106
Date	Jun 3, 2019
Book Page	060492/000106
Instrument	50277

Lender

Name	ST MARY'S CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Clinton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Clinton Town
Unified School District	Clinton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,441.00 (+10.95%)	$419,200 (+13.7%) Land $122,200 Building $297,000	$366,795 (-)
2025	$4,904.00 (+1.36%)	$368,700 (+0.14%) Land $111,100 Building $257,600	$366,795 (-13.45%)
2024	$4,838.00 (+6.68%)	$368,200 (+8.55%) Land $111,100 Building $257,100	$423,795
2023	$4,535.00	$339,200 Land $101,000 Building $238,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (2007–2010)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLINTON WATER DEPT serves 15,428 people · EPA ID MA2064000
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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