44 Cedars Pl, Poland (Youngstown), OH 44514 Property Records

Mahoning County property record for 44 Cedars Pl, Poland, OH 44514

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,261 sqft · built 2016
Lot Size	0.862 acres (37,549 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Nov 2019)
Tax Bill	$6,532 (2024)
Deeds & Mortgages	Mar 2023 Line of Credit Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-068-0-004.15-0`

Property Details

APN / Parcel Number

Primary APN	`04-068-0-004.15-0`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,261 sqft Living Area
1st Floor Area	1,340 sqft
Upper Floors Area	921 sqft
Basement Area	860 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Siding
Lot Area	37,549 sqft (0.862 acres)
Lot Dimensions	294 ft deep x 128 ft wide
Garage Area	460 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard

Location & Zoning

Street Address	44 CEDARS PL
City	POLAND
State	OH
Zip	44514-5846
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 137.85 X 307.11 IRR THE CEDARS PLAT NO 1
Legal Subdivision	THE CEDARS 1
Legal Lot Number	15 137
Jurisdiction	MAHONING OH
Township / Civil Division	BEAVER
Census Block Group	2
Census Block	2004
Census Tract	813501

Owner

Source: Mahoning County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	44 CEDARS PL, POLAND, OH 44514-5846
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Aug 19, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Nov 13, 2019	Warranty Deed, Transfer · Conventional Mortgage WEST PENN FINANCIAL SERVICE CENTER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2019 · Amount on Record
Deed Sale	Nov 13, 2019 · Amount on Record
Prior Sale	Sep 25, 2007
Deed Document Number	277977
Deed Book / Page	6352 / 1009
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	44 CEDARS PL, POLAND, OH 44514-5846
Transaction Type	Mortgage
Record Updated	Apr 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 CEDARS PL, YOUNGSTOWN, OH 44514-5846

Mortgage

Document Number	006565/735
Date	Mar 30, 2023
Book Page	6565/735
Instrument	202300005733

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	44 CEDARS PL, POLAND, OH 44514-5846
Transaction Type	Mortgage
Record Updated	Aug 31, 2022
Title Company	ATI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 CEDARS PL, POLAND, OH 44514-5846

Mortgage

Document Number	006534/534
Date	Aug 19, 2022
Book Page	6534/534
Instrument	202200020149

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	44 CEDARS PL, POLAND, OH 44514-5846
Transaction Type	Mortgage
Record Updated	May 10, 2021
Title Company	MEY MAX TITLE AGENCY, MEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6441/1350
Date	Apr 22, 2021
Book Page	6441/1350
Instrument	202100010476

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	1046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Nov 13, 2019
Property Address	44 CEDARS PL, POLAND, OH 44514-5846
Document Number	06352/1009
Book / Page	6352 / 1009
Map Reference	VOL 108 PG 168
Instrument Date	Oct 28, 2019
Instrument	201900024533
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	44 CEDARS PL, POLAND, OH 44514-5846

Mortgage

Document Number	201900024534
Date	Nov 13, 2019
Instrument	201900024534

Lender

Name	WEST PENN FINANCIAL SERVICE CENTER
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
County Subdivision	Beaver Township
Unified School District	Boardman Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,532.00 (+1.35%)	$129,880 (-) Land $13,880 Building $116,000
2023	$6,445.00 (+9.48%)	$129,880 (+39.9%) Land $13,880 Building $116,000	$371,110 (+39.9%) Land $39,670 Building $331,440
2022	$5,887.00	$92,840 Land $13,890 Building $78,950	$265,260 Land $39,690 Building $225,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Verizon, Xfinity.

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