44 Cedar Dr, Denison, TX 75020 Property Records

Grayson County property record for 44 Cedar Dr, Denison, TX 75020 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1985
Square Footage	1,852 sqft Living Area
Lot Size	24,829 sqft (0.569 acres)
Garage	Attached, 440 sqft
Occupancy	Owner Occupied
Tax Bill	$806.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`041A6586003`
Alternative APN	`109346`

Interior

Building Area	1,852 sqft Living Area
Gross Area	2,292 sqft Gross Area
1st Floor	1,852 sqft 1st Floor

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1985
Lot Area	24,829 sqft (0.569 acres)
Depth X Width	120 ft x 210 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	440 sqft Garage
Porch	Open Porch
Porch Area	80 sqft Porch
Utility Building	720 sqft Utility Building

Location & Zoning

Account Number	109346
Old Parcel Number	041A6586003
Street Address	44 CEDAR DR
City	DENISON
State	TX
Zip	75020-6414
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NORTHERN HILLS SEC C, LOT 3 4 & 5, ACRES .57
Legal Subdivision	NORTHERN HILLS SEC C
Legal Lot Number	3-5 4
Jurisdiction	GRAYSON TX
Minor Civil Division	NORTHWEST GRAYSON
Census Blockgroup	1
Census Block	1095
Census Tract	302

Owner

Source: Grayson County records · APN 041A6586003

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	44 CEDAR DR, DENISON, TX 75020-6414
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Oct 26, 2005
Transfer Doc	0000028227
Record Refreshed	Jun 07, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	44 CEDAR DR, DENISON, TX 75020-6414
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032881
Date	Sep 27, 2021
Instrument	2021-00032881

Lender

Name	CITY CU
Type	Credit Union
Address	DALLAS, TX 75229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Grayson County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$170,151 (+4.99%) Land $77,765 Building $102,478	$180,243 (+11.22%) Land $77,765 Building $102,478
2024	$806.00 (-49.53%)
2023		$162,064 Land $45,686 Building $116,378	$162,064 Land $45,686 Building $116,378
2022	$1,597.00

Flood & Wildfire

44 Cedar Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Grayson County (48181C), updated October 13, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 49th percentile of exposed land nationally · 23rd in Texas
Wildfire Likelihood	Moderate — about 1 in 1,149 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.