44 Carriage Dr, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 44 Carriage Dr, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,376 sqft · built 1980
Lot Size	0.82 acres (35,700 sqft)
Owner	2 Individual Names on File
Last Sale	$680,000 (May 2015)
Tax Bill	$8,659 (2025)
Deeds & Mortgages	May 2018 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-485-90013594`

Property Details

APN / Parcel Number

Primary APN	`02-485-90013594`
Alternative APNs	`248590013594` `48590013594`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,376 sqft Living Area
Gross Area	3,952 sqft
1st Floor Area	2,160 sqft
Basement Area	1,216 sqft
Finished Basement	1,216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	35,700 sqft (0.82 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	840 sqft
Porch	Open Porch
Porch Area	72 sqft
Deck Area	112 sqft
Bath House	512 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	48590013594
Street Address	44 CARRIAGE DR
City	ANNAPOLIS
State	MD
Zip	21401-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 10 PL 1 LINDAMOOR ON SEVERN
Legal Subdivision	LINDAMOOR ON SEVERN
Legal Block	1
Legal Lot Number	10
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1002
Census Tract	702703

Owner

44 Carriage Dr is owned and occupied by two individuals who bought it in May 2015.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	44 CARRIAGE DR, ANNAPOLIS, MD 21401-1006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2015 · Amount on File
Deed Sale	May 12, 2015 · Amount on File
Prior Sale	Oct 14, 1999
Deed Book / Page	28368 / 214
Prior Transfer Date	Sep 27, 2011
Prior Transfer Doc	0239020137
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	44 CARRIAGE DR, ANNAPOLIS, MD 21401-1006
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0320560199
Date	May 1, 2018
Book Page	32056/199

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Apr 25, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 44 Carriage Dr was $8,659 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,003,133	$1,144,800 Land $665,400 Building $479,400
2025	$8,659.00
2023	$7,646.00 Homeowner's exemption	$780,433	$932,300 Land $523,900 Building $408,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Carriage Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Carriage Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20