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44 Bond St, Westminster, MD 21157 Property Records

Carroll County property record for 44 Bond St, Westminster, MD 21157

Property Summary

Property TypeTownhouse
Details1.5 ba · 2,046 sqft · built 1920
Lot Size0.09 acres (3,920 sqft)
Owner2 Individual Names on Record
Tax Bill$3,185 (2026)
Deeds & MortgagesMay 2026 Mortgage
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN07-064829

Property Details

APN / Parcel Number

Primary APN07-064829
Alternative APNs
  • 7064829
  • 064829

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,046 sqft Total Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialMetal
Lot Area3,920 sqft (0.09 acres)
PorchSlab
Porch Area136 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
SewerConnected

Location & Zoning

Account Number064829
Street Address44 BOND ST
CityWESTMINSTER
StateMD
Zip21157-4730
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR-750
Legal DescriptionLT 1 - 3920 SQ FT 44 BOND ST 1B-17 MATTHEWS ADDITION
Legal SubdivisionMATTHEWS ADD
Legal Lot Number1
JurisdictionCARROLL MD
Township / Civil Division7, WESTMINSTER
Census Block Group2
Census Block2023
Census Tract507702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Westminster Historic District (Additional Documentation)
listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address44 BOND ST, WESTMINSTER, MD 21157-4730
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 18, 2026Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
May 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2010
Deed SaleDec 29, 2010
Prior SaleJul 23, 2007 · Amount on Record
Deed Document Number20101541
Deed Book / Page6428 / 90
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Recording DateMay 18, 2026
Property Address44 BOND ST, WESTMINSTER, MD 21157-4730
Document Number1176000406
Book / Page11764 / 406
Instrument DateMay 5, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWESCOR LAND TITLE INSURANCE, WESTCOR LAND TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address44 BOND ST, WESTMINSTER, MD 21157-4730

Mortgage

Document Number1176000406,
DateMay 18, 2026
Book Page11764/406
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 1, 2046
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address44 BOND ST, WESTMINSTER, MD 21157-4730
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyJANUS TITLE LLC, VENUS TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0102750263
DateMay 18, 2021
Book Page10275/263
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJun 1, 2041

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityWestminster City
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,185.00 (+5.29%) Homeowner's exemption$193,300 (+5.76%) Land $60,000 Building $133,300$193,300 (-) Land $60,000 Building $133,300
2025$3,025.00 (+10.72%) Homeowner's exemption$182,767 (+13.03%)$193,300 (+19.54%) Land $60,000 Building $133,300
2023$2,732.00 Homeowner's exemption$161,700 Land $60,000 Building $101,700$161,700 Land $60,000 Building $101,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1985)
Most Recent ClaimFeb 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WESTMINSTER
serves 35,256 people · EPA ID MD0060015
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Starlink
Satellite		280 / 30

May also be available: Quantum Internet & Telephone, Ting, Verizon.

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