44 Bernard Ave, Edison, NJ 08837 Property Records

Middlesex County and Edison Township property record for 44 Bernard Ave, Edison, NJ 08837

Property Summary

Property Type	Single Family Home
Details	2,164 sqft · built 2000
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (May 2008)
Tax Bill	$11,604 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-00793-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`05-00793-0000-00003`
Alternative APNs	`050079300003` `00022645`

Interior

Stories	2 Stories
Building Area	2,164 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Frame
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	00022645
Street Address	44 BERNARD AVE
City	EDISON
State	NJ
Zip	08837-3419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	50X200
Legal Subdivision	METUCHEN ESTATES
Legal Block	793
Legal Lot Number	3
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	3
Census Block	3031
Census Tract	1805

Owner

Source: Middlesex County and Edison Township records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44 BERNARD AVE, EDISON, NJ 08837-3419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage BETHPAGE FCU
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage SEBONIC FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2008 · Amount on Record
Deed Sale	May 29, 2008 · Amount on Record
Prior Sale	Aug 8, 2000 · Amount on Record
Deed Document Number	20086085
Deed Book / Page	5948 / 857
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	44 BERNARD AVE, EDISON, NJ 08837-3419
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070118
Date	Aug 4, 2022
Book Page	19002/1489
Instrument	2022070118

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 28, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	44 BERNARD AVE, EDISON, NJ 08837-3419
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015558
Date	Feb 1, 2021
Book Page	18266/135
Instrument	2021015558

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	44 BERNARD AVE, EDISON, NJ 08837-3419
Document Number	0000015558
Instrument Date	Jan 13, 2021
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	44 BERNARD AVE EDISON NJ 088373419, EDISON, NJ 08837-3419

Mortgage

Document Number	0000015558
Date	Jan 13, 2021
Book Page	018266/000135
Instrument	15558

Lender

Name	SEBONIC FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 12, 2036

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,000 (-) Land $75,000 Building $120,000	$195,000 (-) Land $75,000 Building $120,000
2025	$11,604.00 (-0.03%)	$195,000 (-2.5%) Land $75,000 Building $120,000	$195,000 (-2.5%) Land $75,000 Building $120,000
2024	$11,608.00 (+2.62%)
2023		$200,000 Land $75,000 Building $125,000	$200,000 Land $75,000 Building $125,000
2022	$11,312.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–2012)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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