Erie County and West Seneca Town property record for 44 Bernadette Ter, Buffalo, NY 14224
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,176 sqft · built 1962 |
| Lot Size | 0.365 acres (15,860 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,096 (2026) |
| Deeds & Mortgages | Aug 2017 Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-011-553 |
| Primary APN | 32-011-553 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 15,860 sqft (0.365 acres) |
| Lot Dimensions | 243 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 32-011-553 |
|---|---|
| Street Address | 44 BERNADETTE TER |
| City | BUFFALO |
| State | NY |
| Zip | 14224-3804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 05 - COMME |
| Legal Description | MC-1852 SL-392(FL-361/362 FISHER COURT S/D 65 X 243.62 IRR. |
| Legal Subdivision | THE BUFFALO CREEK RESERVATION |
| Legal Block | 1 |
| Legal Lot Number | 17.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | WEST SENECA |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 12001 |
44 Bernadette Ter is owned and occupied by two individuals.
Source: Erie County and West Seneca Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 44 BERNADETTE TER, BUFFALO, NY 14224-3804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 8, 2017 | Deed of Trust, Mortgage · VA Mortgage BBMC MORTGAGE LLC |
| Nov 23, 2018 | Deed of Trust, Mortgage · VA Mortgage WEI MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 44 BERNADETTE TER, BUFFALO, NY 14224-3804 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0138221123 |
|---|---|
| Date | Aug 8, 2017 |
| Book Page | 13822/1123 |
| Instrument | 2017157412 |
| Name | BBMC MORTGAGE LLC |
|---|---|
| Type | Government Agency |
| Address | LOMBARD, IL 60148 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 44 BERNADETTE TER, BUFFALO, NY 14224-3804 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0138786847 |
|---|---|
| Date | Nov 23, 2018 |
| Book Page | 13878/6847 |
| Instrument | 2018233947 |
| Name | WEI MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | MC LEAN, VA 22102 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 1, 2048 |
The 2026 property tax bill for 44 Bernadette Ter was $4,096 with exemptions applied, down 43.3% from the year before.
Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | West Seneca Town |
| Unified School District | West Seneca Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,096.00 (-43.33%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $7,228.00 (+123.85%) | $55,000 (-) Land $6,400 Building $48,600 | $229,200 (+4.18%) Land $26,671 Building $202,529 |
| 2024 | $3,229.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $55,000 (-) Land $6,400 Building $48,600 | $220,000 (+4%) Land $25,600 Building $194,400 |
| 2023 | $55,000 Land $6,400 Building $48,600 | $211,538 Land $24,615 Building $186,923 | |
| 2019 | $1,290.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44 Bernadette Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 44 Bernadette Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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