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44 Bay St, #B208, Westerly, RI 02891 Property Records

Westerly Town property record for 44 Bay St, #B208, Westerly, RI 02891

Property Summary

Property TypeCondominium
Details1 bd · 1 ba · 504 sqft · built 2006
Owner2 Company Names on Record
Last Sale$838,000 (Sep 2024)
Tax Bill$5,925 (2025)
Deeds & MortgagesFeb 2019 Transfer
Mar 2017 Sale
Flood ZoneZone AE (high risk)
APNM:185 B:1-B L:208

Property Details

APN / Parcel Number

Primary APNM:185 B:1-B L:208
Alternative APNs
  • WEST M:185 B:1 L:B208
  • 16089851

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area504 sqft Living Area
Gross Area602 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleCondo/Apartment

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number16089851
Street Address44 BAY ST, B208
CityWESTERLY
StateRI
Zip02891-5702
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Block1
Legal Lot NumberB208
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group1
Census Block1102
Census Tract51000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Watch Hill Historic District
listed 1985 · 179 contributing resources · NRIS 85001948

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address6 OAKWOOD DR, MIDDLEBURY, CT 06762-2577
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2019Quit Claim Deed, Transfer
Quitclaim
Mar 8, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2024 · Amount on Record
Deed SaleSep 3, 2024 · Amount on Record
Prior SaleMar 8, 2017 · Amount on Record
Deed Document Number20242875
Deed Book / Page2024 / 11212
Prior Transfer DateFeb 12, 2019
Prior Transfer Doc2019-2769
Record UpdatedOct 29, 2026

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateFeb 25, 2019
Property Address44 BAY ST # B208, B208, WESTERLY, RI 02891-5702
Document Number2019-2769
Book / Page002019 / 002769
Instrument DateFeb 12, 2019
Instrument731
Transaction TypeTransfer
Record UpdatedMar 25, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address19 BROOK HILLS CIR WHITE PLAINS NY 106055015, WHITE PLAINS, NY 10605-5015

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateMar 8, 2017
Property Address44 BAY ST # B208, B208, WESTERLY, RI 02891-5702
Document Number2017-3965
Book / Page002017 / 003965
Instrument DateFeb 24, 2017
Instrument964
Transaction TypeTransfer
Record UpdatedMar 28, 2017

Transaction

AmountAmount Recorded
Tax$635.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 BROOK HILLS CIR WHITE PLAINS NY 106055015, WHITE PLAINS, NY 10605-5015

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,925.00 (-10.42%)$833,400 (+21.22%) Building $833,400$1,326,609
2023$6,614.00 (+0.62%)$687,500 (-) Building $687,500
2022$6,573.00$687,500 Building $687,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 456 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies506 units insured
incl. 50 condo units
Nearby Flood Claims157 (1978–2024)
Claims Outside the SFHA22 of 157
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Hurricane Sandy, Nov 2012 · 86 claims
  • Severe Storms And Flooding, Mar 2010 · 9 claims
  • Hurricane Bob, Aug 1991 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 80% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERLY WATER DEPARTMENT
serves 35,298 people · EPA ID RI1559512
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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