Moore County property record for 44 Banning Dr, Whispering Pines, NC 28327
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,090 sqft · built 2017 |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $780,000 (May 2025) |
| Tax Bill | $4,412 (2026) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Jan 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8584335624 |
| Primary APN | 8584335624 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,090 sqft Living Area |
| 1st Floor Area | 2,742 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 38,333 sqft (0.88 acres) |
| Heating System | Heat Pump |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 97055953 |
|---|---|
| Street Address | 44 BANNING DR |
| City | WHISPERING PINES |
| State | NC |
| Zip | 28327-5004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSCD |
| Legal Description | SUMMERFIELD LOT 126 SEC B WHISPERING PINES MUNI BANNING |
| Legal Subdivision | SUMMERFIELD AT ARROWSTONE |
| Legal Lot Number | 126 |
| Jurisdiction | MOORE NC |
| Township / Civil Division | 7, MCNEILL |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 950506 |
Source: Moore County records, as of August 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 44 BANNING DR, WHISPERING PINES, NC 28327-5004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Jan 16, 2020 | Deed of Trust, Mortgage · VA Mortgage PARAMOUNT BANK |
| Jan 8, 2021 | Intrafamily Transfer, Transfer · VA Mortgage PARAMOUNT BANK |
| Mar 10, 2020 | Intrafamily Transfer, Transfer |
| Aug 11, 2017 | Warranty Deed, Subdivision Related Transfer · VA Mortgage BBMC MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2025 · Amount on File |
| Deed Sale | May 8, 2025 · Amount on File |
| Prior Sale | Jul 14, 2022 · Amount on File |
| Deed Document Number | 20256146 |
| Deed Book / Page | 6341 / 519 |
| Prior Transfer Date | Dec 14, 2020 |
| Prior Transfer Doc | 0000000593 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOORE NC |
| Recording Date | Jul 14, 2022 |
| Property Address | 44 BANNING DR, WHISPERING PINES, NC 28327-5004 |
| Document Number | 0005882/88 |
| Book / Page | 5882 / 88 |
| Map Reference | CAB 16 SL 432-434 |
| Instrument Date | Jun 29, 2022 |
| Instrument | 2022012359 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 127 PECAN VALLEY DR, 127, WEST COLUMBIA, TX 77486-9688 |
| Name | Verified Name |
|---|---|
| Address | 44 BANNING DR, WHISPERING PINES, NC 28327-5004 |
| Document Number | 2022012360 |
|---|---|
| Date | Jul 14, 2022 |
| Instrument | 2022012360 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.95% |
| Type Change Date | Aug 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 5.95% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 9.95% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOORE NC |
| Property Address | 44 BANNING DR, WHISPERING PINES, NC 28327-5004 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5256/308 |
|---|---|
| Date | Jan 16, 2020 |
| Book Page | 5256/308 |
| Instrument | 2020000761 |
| Name | PARAMOUNT BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MOORE NC |
| Recording Date | Jan 8, 2021 |
| Property Address | 44 BANNING DR, WHISPERING PINES, NC 28327-5004 |
| Document Number | 5511/207 |
| Book / Page | 5511 / 207 |
| Map Reference | PL 16 SL 432-434 |
| Instrument Date | Dec 14, 2020 |
| Instrument | 2021000593 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2021 |
| Title Company | TIMIOS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 44 BANNING DR, WHISPERING PINES, NC 28327-5004 |
| Document Number | 5511/212 |
|---|---|
| Date | Jan 8, 2021 |
| Book Page | 5511/212 |
| Instrument | 2021000594 |
| Name | PARAMOUNT BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MOORE NC |
| Recording Date | Mar 10, 2020 |
| Property Address | 44 BANNING DR, WHISPERING PINES, NC 28327-5004 |
| Document Number | 5286/281 |
| Book / Page | 5286 / 281 |
| Map Reference | PL 16 SL 432&434 |
| Instrument Date | Dec 11, 2019 |
| Instrument | 2020004039 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 44 BANNING DR, WHISPERING PINES, NC 28327-5004 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOORE NC |
| Recording Date | Aug 11, 2017 |
| Property Address | 44 BANNING DR, WHISPERING PINES, NC 28327-5004 |
| Document Number | 4858/256 |
| Book / Page | 4858 / 256 |
| Map Reference | CAB 16 SL 432 |
| Instrument Date | Aug 10, 2017 |
| Instrument | 2017011816 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 27, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $913.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 881, PINEHURST, NC 28370-0881 |
| Name | Verified Name |
|---|---|
| Address | 44 BANNING DR, WHISPERING PINES, NC 28327-5004 |
| Document Number | 2017011817 |
|---|---|
| Date | Aug 11, 2017 |
| Instrument | 2017011817 |
| Name | BBMC MORTGAGE LLC |
|---|---|
| Type | Government Agency |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Moore County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Moore County |
| Municipality | Whispering Pines Village |
| Unified School District | Moore County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,412.00 (+4.28%) | $602,380 (-) Land $81,250 Building $521,130 | |
| 2025 | $4,231.00 (+2.17%) | $602,380 (-) Land $81,250 Building $521,130 | |
| 2024 | $602,380 (-) Land $81,250 Building $521,130 | ||
| 2023 | $4,141.00 | $602,380 Land $81,250 Building $521,130 | $602,380 Land $81,250 Building $521,130 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 88% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST MOORE WATER DISTRICT serves 9,330 people · EPA ID NC5063011 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
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