Erie County and Cheektowaga Town property record for 44 Bahama Ln, Buffalo, NY 14225
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,507 sqft · built 1967 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $122,000 (Aug 2006) |
| Tax Bill | $3,411 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 143089 103.09-11-5 |
| Primary APN | 143089 103.09-11-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,507 sqft Living Area |
| 1st Floor Area | 1,210 sqft |
| Basement Area | 297 sqft |
| Finished Basement | 297 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 128 ft deep x 60 ft wide |
| Garage Type | Basement |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 039 0640000 |
|---|---|
| Street Address | 44 BAHAMA LN |
| City | BUFFALO |
| State | NY |
| Zip | 14225-4804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02R |
| Legal Description | MC 2194 SL 40 39 L/E HILDA A MUELLER |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 11 |
| Legal Lot Number | 5.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | CHEEKTOWAGA |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 10803 |
Source: Erie County and Cheektowaga Town records, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 44 BAHAMA LN, BUFFALO, NY 14225-4804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2022 | Deed of Trust, Mortgage · Line of Credit ST JOSEPHS PARISH BUFFALO FCU |
| Nov 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Jul 26, 2017 | Deed of Trust, Mortgage · Line of Credit ST JOSEPHS BUFFALO FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2006 · Amount on Record |
| Deed Sale | Aug 4, 2006 · Amount on Record |
| Deed Document Number | 2006171984 |
| Deed Book / Page | 11117 / 4183 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 44 BAHAMA LN, BUFFALO, NY 14225-4804 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 44 BAHAMA LN, CHEEKTOWAGA, NY 14225-4804 |
| Document Number | 0140676872 |
|---|---|
| Date | Sep 15, 2022 |
| Book Page | 14067/6872 |
| Instrument | 2022175981 |
| Name | ST JOSEPHS PARISH BUFFALO FCU |
|---|---|
| Type | Credit Union |
| Address | BUFFALO, NY 14223 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 25, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 44 BAHAMA LN, BUFFALO, NY 14225-4804 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 44 BAHAMA LN, CHEEKTOWAGA, NY 14225-4804 |
| Document Number | 0140251032 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 14025/1032 |
| Instrument | 2021225632 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 44 BAHAMA LN, BUFFALO, NY 14225-4804 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0138202286 |
|---|---|
| Date | Jul 26, 2017 |
| Book Page | 13820/2286 |
| Instrument | 2017147808 |
| Name | ST JOSEPHS BUFFALO FCU |
|---|---|
| Type | Non-Lending Institution |
| Address | BUFFALO, NY 14223 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 13, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Cheektowaga Town |
| Unified School District | Cheektowaga Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,411.00 (-43.9%) | $201,000 (-) Land $18,000 Building $183,000 | $268,000 (+6.67%) Land $24,000 Building $244,000 |
| 2024 | $6,080.00 Homeowner's exemption | $201,000 (-) Land $18,000 Building $183,000 | $251,250 (+13.75%) Land $22,500 Building $228,750 |
| 2023 | Homeowner's exemption | $201,000 Land $18,000 Building $183,000 | $220,879 Land $19,780 Building $201,099 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2021–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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