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44 Atlantic St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 44 Atlantic St, Gloucester, MA 01930

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,444 sqft · built 1956
Lot Size0.341 acres (14,850 sqft)
Owner2 Individual Names on Record
Last Sale$418,000 (Apr 2020)
Tax Bill$5,332 (2026)
Deeds & MortgagesFeb 2024 Refinance
Apr 2020 Sale
Flood ZoneZone X (minimal risk)
APNGLOU M:0243 B:0002 L:0000

Property Details

APN / Parcel Number

Primary APNGLOU M:0243 B:0002 L:0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,444 sqft Living Area
Gross Area2,014 sqft
1st Floor Area1,444 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Exterior MaterialCombination
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,850 sqft (0.341 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address44 ATLANTIC ST
CityGLOUCESTER
StateMA
Zip01930-1660
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-20
Legal Block2
JurisdictionGLOUCESTER MA
Township / Civil DivisionGLOUCESTER
Census Block Group3
Census Block3017
Census Tract221902

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address23 HILLSIDE WAY, R, WILMINGTON, MA 01887-3310
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
CAPE ANN SAVINGS BANK
Apr 3, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 3, 2020 · Amount on Record
Deed SaleApr 3, 2020 · Amount on Record
Prior SaleJul 8, 2016 · Amount on Record
Deed Document Number20203230
Deed Book / Page38394 / 235
Prior Transfer DateMar 3, 2020
Prior Transfer Doc38394-235
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address44 ATLANTIC ST, GLOUCESTER, MA 01930-1660
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041976-220
DateFeb 6, 2024
Book Page41976/220
Instrument20240206001050
Lender
NameCAPE ANN SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueMar 1, 2049

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGLOUCESTER MA
Recording DateApr 3, 2020
Property Address44 ATLANTIC ST, GLOUCESTER, MA 01930-1660
Document Number38394-235
Book / Page038394 / 000235
Instrument DateMar 3, 2020
Instrument3003230
Transaction TypeTransfer
Record UpdatedApr 21, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$1,906.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 HILLSIDE WAY #R WILMINGTON MA 018873310, R, WILMINGTON, MA 01887-3310

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityGloucester City
Unified School DistrictGloucester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,332.00 (+2.87%)$572,700 (+7.41%) Land $216,100 Building $356,600$755,232 (+38.72%)
2025$5,183.00 (+2.76%)$533,200 (+2.85%) Land $200,100 Building $333,100
2024$5,044.00 (-0.47%)$518,400 (+8.32%) Land $190,500 Building $327,900$544,445
2023$5,068.00$478,600 Land $170,100 Building $308,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 51 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies51 in force
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2005

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLOUCESTER PUBLIC UTILITY DIVISION
serves 37,440 people · EPA ID MA3107000
Water SourceSurface water
Last State InspectionOct 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

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