44 Ashman Cir, Midland, MI 48640 Property Records

Midland County property record for 44 Ashman Cir, Midland, MI 48640

Property Summary

Property Type	Neighborhood Shopping Center, Strip Center
Details	4,072 sqft · built 1947
Lot Size	0.05 acres (2,178 sqft)
Owner	Company Name on File
Last Sale	$205,000 (Sep 2021)
Tax Bill	$5,071 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-15-80-416`

Property Details

APN / Parcel Number

Primary APN	`14-15-80-416`

Interior

Stories	2 Stories
Building Area	4,072 sqft Total Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	100 ft deep x 22 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	44 ASHMAN CIR
City	MIDLAND
State	MI
Zip	48640-4626
Property Category	Commercial
Property Type	Commercial > Retail > Neighborhood Shopping Center, Strip Center
Local Zoning Code	C
Legal Description	LOT 10 BLK 2 STREUERS CITY PLAN ADD NO 1 INCL AN 1/4 INT IN LOT 1 AMENDED PLAT OF LOTS 1 & 22 OF STREUERS CITY PLAN ADDN NO 3 AND LOT 12, 54 & PARK LOT IN BLK 2 OF STREUERS CITY PLAN ADDN NO 1
Legal Subdivision	OF STREUERS CITY PLAN ADD
Legal Block	2
Legal Lot Number	10
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	2
Census Block	2003
Census Tract	290200

Owner

44 Ashman Cir, a commercial property, is owned by a company that bought it in September 2021.

Source: Midland County records, as of August 17, 2026

Owner of Record	Company Name on File
Mailing Address	4201 LINDEN DR, MIDLAND, MI 48640-2639
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage WILDFIRE CREDIT UNION
Sep 3, 2021	Warranty Deed, Transfer · Commercial Mortgage ISABELLA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2021 · Amount on File
Deed Sale	Sep 3, 2021 · Amount on File
Prior Sale	Jul 3, 2013
Deed Book / Page	1649 / 559
Prior Transfer Date	Jul 2, 2013
Prior Transfer Doc	001568/332
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Recording Date	Aug 5, 2026
Property Address	44 ASHMAN CIR, MIDLAND, MI 48640-4626
Document Number	0000007565
Instrument Date	Jul 29, 2026
Instrument	20267565
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	44 ASHMAN CIR, MIDLAND, MI 48640-4626

Mortgage

Document Number	0000007565,
Date	Aug 5, 2026
Instrument	20267565

Lender

Name	WILDFIRE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.43%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Sep 3, 2021
Property Address	44 ASHMAN CIR, MIDLAND, MI 48640-4626
Document Number	001649/559
Book / Page	1649 / 559
Map Reference	LB A PG 53
Instrument Date	Aug 27, 2021
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,537.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44 ASHMAN CIR, MIDLAND, MI 48640-4626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4201 LINDEN DR, MIDLAND, MI 48640-2639

Mortgage

Document Number	0001649560
Date	Sep 3, 2021
Instrument	1649/560

Lender

Name	ISABELLA BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 44 Ashman Cir was $5,071, up 1.6% from the year before.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,400 (+16.16%)	$314,800 (+16.16%)
2025	$5,071.00 (+1.62%)	$135,500	$271,000
2024	$4,990.00
2023		$99,100	$198,200
2022	$4,527.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 44 Ashman Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 44 Ashman Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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