44 Almo Ct, Galt, CA 95632 Property Records

Sacramento County property record for 44 Almo Ct, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,273 sqft · built 1982
Lot Size	0.175 acres (7,633 sqft)
Owner	2 Individual Names on Record
Last Sale	$169,000 (Jul 2013)
Tax Bill	$2,381 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`148-0303-053-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0303-053-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,273 sqft Living Area
1st Floor Area	1,273 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Other
Lot Area	7,633 sqft (0.175 acres)
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	44 ALMO CT
City	GALT
State	CA
Zip	95632-2310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	EMERALD PARK 16, LOT 49
Legal Subdivision	EMERALD PARK 16
Legal Lot Number	49
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2020
Census Tract	9502

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44 ALMO CT, GALT, CA 95632-2310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 3, 2018	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Sep 11, 2017	Quit Claim Deed, Mortgage · FHA Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2013 · Amount on Record
Deed Sale	Jul 9, 2013 · Amount on Record
Prior Sale	Feb 17, 2010 · Amount on Record
Deed Book / Page	20130709 / 1155
Prior Transfer Date	Nov 3, 2009
Prior Transfer Doc	0000000757
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	44 ALMO CT, GALT, CA 95632-2310
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 ALMO CT, GALT, CA 95632-2310
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000104
Date	Jan 21, 2022
Instrument	2022012100104

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	44 ALMO CT, GALT, CA 95632-2310
Document Number	1811080654
Instrument Date	Nov 3, 2018
Transaction Type	Mortgage
Record Updated	Nov 27, 2018
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	44 ALMO CT GALT CA 956322310, GALT, CA 95632-2310

Mortgage

Document Number	1811080654
Date	Nov 8, 2018
Instrument	1811080654

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

September 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 11, 2017
Property Address	44 ALMO CT, GALT, CA 95632-2310
Document Number	1709111146
Instrument Date	Sep 5, 2017
Instrument	1709111146
Transaction Type	Mortgage
Record Updated	Sep 19, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	44 ALMO CT GALT CA 956322310, GALT, CA 95632-2310

Mortgage

Document Number	1709111147
Date	Sep 11, 2017
Instrument	1709111147

Lender

Name	FINANCE OF AMERICA MTG
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$211,301 (+2%) Land $50,009 Building $161,292
2025	$2,381.00 (+4.48%)	$207,159 (+4.04%) Land $49,029 Building $158,130
2024	$2,279.00 (+1.7%)
2023	$2,241.00 (-31.4%)	$199,117 Land $47,126 Building $151,991
2022	$3,267.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1982–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks.

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