44 3rd Ave, Waterford, CT 06385 Property Records

Waterford Town property record for 44 3rd Ave, Waterford, CT 06385

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,110 sqft · built 2003
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Trust Names on Record
Tax Bill	$7,079 (2026)
Deeds & Mortgages	Jun 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`WATE M:143 L:3447`

Property Details

APN / Parcel Number

Primary APN	`WATE M:143 L:3447`
Alternative APNs	`WFRD M:143 L:3447` `0305900` `305900`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,110 sqft Living Area
Gross Area	4,684 sqft
Basement Area	321 sqft
Unfinished Basement	321 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	305900
Street Address	44 3RD AVE
City	WATERFORD
State	CT
Zip	06385-1821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR-10
Legal Lot Number	3447
Jurisdiction	WATERFORD CT
Township / Civil Division	WATERFORD
Census Block Group	2
Census Block	2022
Census Tract	693300

Owner

Source: Waterford Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	44 3RD AVE, WATERFORD, CT 06385-1821
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 23, 2021
Transfer Doc	001722-282
Record Updated	Oct 29, 2026

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERFORD CT
Recording Date	Jun 25, 2021
Property Address	44 3RD AVE, WATERFORD, CT 06385-1821
Document Number	001722-282
Book / Page	1722 / 282
Instrument Date	Jun 23, 2021
Instrument	161228
Transaction Type	Transfer
Record Updated	Jul 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	44 3RD AVE, WATERFORD, CT 06385-1821

Tax Assessment & Valuation

Source: Waterford Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Waterford Town
Unified School District	Waterford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,079.00 (+5.06%)	$288,460 (-) Land $107,220 Building $181,240	$587,392 (+190.9%)
2025	$6,738.00	$288,460 (-) Land $107,220 Building $181,240	$201,922 Land $75,054 Building $126,868
2024	$6,738.00 (+10.19%)
2023	$6,115.00	$288,460 Land $107,220 Building $181,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERFORD WPCA serves 16,578 people · EPA ID CT1520071
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 2,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20