43W982 Oakleaf Dr, Elburn, IL 60119 Property Records

Kane County property record for 43W982 Oakleaf Dr, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,564 sqft
Lot Size	0.747 acres (32,550 sqft)
Owner	2 Individual Names on Record
Last Sale	$481,500 (Aug 2023)
Tax Bill	$11,392 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-29-304-014`

Property Details

APN / Parcel Number

Primary APN	`11-29-304-014`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,564 sqft Living Area
Basement Area	1,159 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Combination
Lot Area	32,550 sqft (0.747 acres)
Garage Area	615 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	874 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	43W982 OAKLEAF DR
City	ELBURN
State	IL
Zip	60119-9747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MODEL RESIDENCE
Legal Subdivision	NOTTENGHAM WOODS #3
Legal Block	1
Legal Lot Number	80
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	1
Census Block	1021
Census Tract	854506

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43W982 OAKLEAF DR, ELBURN, IL 60119-9747
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Aug 7, 2023	Warranty Deed, Transfer · Conventional Mortgage GMFS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2023 · Amount on Record
Deed Sale	Aug 7, 2023 · Amount on Record
Prior Sale	Jul 25, 2016 · Amount on Record
Deed Document Number	202326753
Prior Transfer Date	Dec 15, 2015
Prior Transfer Doc	0000002847
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	43W982 OAKLEAF DR, ELBURN, IL 60119-9747
Transaction Type	Mortgage
Record Updated	Aug 4, 2023
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43W982 OAKIEAF DR, ELBURN, IL 60119-9747

Mortgage

Document Number	0000025200
Date	Jul 26, 2023
Instrument	2023K025200

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 7, 2023
Property Address	43W982 OAKLEAF DR, ELBURN, IL 60119-9747
Document Number	0000026753
Instrument Date	Jul 24, 2023
Instrument	2023K026753
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$481.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	43W982 OAKLCAF DRIVE, ELBURN, IL 60119-9747

Mortgage

Document Number	0000026755
Date	Aug 7, 2023
Instrument	2023K026755

Lender

Name	GMFS LLC
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,392.00 (+32.91%)
2024		$137,044 (+34.09%) Land $20,517 Building $116,527	$411,297 (+34.14%) Land $61,576 Building $349,721
2022	$8,571.00 (+3.34%) Homeowner's exemption	$102,203 (+4.48%) Land $16,994 Building $85,209	$306,609 (+4.48%) Land $50,982 Building $255,627
2021	$8,294.00 Homeowner's exemption	$97,820 Land $16,265 Building $81,555	$293,460 Land $48,795 Building $244,665

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jul 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Xfinity.

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