43W489 Cornwall Dr, Saint Charles, IL 60175 Property Records

Kane County property record for 43W489 Cornwall Dr, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,756 sqft · built 1996
Lot Size	1.28 acres (56,192 sqft)
Owner	2 Individual Names on Record
Last Sale	$54,500 (Oct 1994)
Tax Bill	$11,886 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2025 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-17-404-003`

Property Details

APN / Parcel Number

Primary APN	`08-17-404-003`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,756 sqft Living Area
Gross Area	6,326 sqft
1st Floor Area	2,756 sqft
Basement Area	2,756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Combination
Construction Type	Frame
Lot Area	56,192 sqft
Garage Type	Attached
Garage Area	814 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	43W489 CORNWALL DR
City	SAINT CHARLES
State	IL
Zip	60175-8164
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HAZELWOOD 3
Legal Block	2
Legal Lot Number	52
Jurisdiction	KANE IL
Township / Civil Division	CAMPTON
Census Block Group	2
Census Block	2022
Census Tract	852405

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1235 E WILSON ST, BATAVIA, IL 60510-2267
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 29, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jul 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 4, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 1994 · Amount on Record
Deed Sale	Oct 31, 1994 · Amount on Record
Deed Document Number	199480927
Deed Book / Page	990 / 592
Last Transfer Date	Feb 24, 2025
Transfer Doc	0000006726
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Jun 10, 2026
Property Address	43W489 CORNWALL DR, SAINT CHARLES, IL 60175-8164
Document Number	0000023941
Instrument Date	Jun 4, 2026
Instrument	202623941
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43W489 CORNWALL DR, SAINT CHARLES, IL 60175-8164

Mortgage

Document Number	0000023941,
Date	Jun 10, 2026
Instrument	202623941

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	7.53%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	43W489 CORNWALL DR, ST CHARLES, IL 60175-8164
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037634
Date	Sep 29, 2025
Instrument	2025K037634

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2040

Interest

Rate	11%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	43W489 CORNWALL DR, SAINT CHARLES, IL 60175-8164
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052259
Date	Jul 8, 2021
Instrument	2021K052259

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	43W489 CORNWALL DR, SAINT CHARLES, IL 60175-8164
Document Number	0000027392
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	43W489 CORNWALL DR ST CHARLES IL 601758164, ST CHARLES, IL 60175-8164

Mortgage

Document Number	0000027392
Date	May 28, 2020
Instrument	27392

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Campton Township
Municipality	Lily Lake Village
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,886.00 (-4.74%)	$188,289 (+8.43%) Land $26,874 Building $161,415	$565,093 (+8.43%) Land $80,654 Building $484,439
2024	$12,477.00 (+5.63%)	$173,651 (+27.41%) Land $24,785 Building $148,866	$521,161 (+27.46%) Land $74,385 Building $446,777
2022	$11,812.00 (+3.73%) Homeowner's exemption	$136,293 (+5.91%) Land $20,190 Building $116,103	$408,879 (+5.91%) Land $60,570 Building $348,309
2021	$11,387.00 Homeowner's exemption	$128,687 Land $19,063 Building $109,624	$386,061 Land $57,189 Building $328,872

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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