4399 Stone Mountain Dr, Gastonia, NC 28054 Property Records

Gaston County property record for 4399 Stone Mountain Dr, Gastonia, NC 28054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,397 sqft · built 2005
Lot Size	0.11 acres (4,792 sqft)
Owner	Company Name on Record
Last Sale	$162,904 (Jun 2015)
Tax Bill	$2,860 (2026)
Deeds & Mortgages	Aug 2018 Construction Loan Aug 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`206868`

Property Details

APN / Parcel Number

Primary APN	`206868`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,397 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Porch	Porch
Porch Area	54 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4399 STONE MOUNTAIN DR
City	GASTONIA
State	NC
Zip	28054-0008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	MOUNTAIN VIEW L 321 10 021 011 00 000
Legal Subdivision	MOUNTAIN VIEW
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	2
Census Block	2021
Census Tract	31301

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2018	Deed of Trust, Mortgage · Construction Mortgage BERKADIA COMMERCIAL MORTGAGE LLC
Aug 20, 2018	Grant Deed, Transfer PREMIUM TITLE INC
Sep 5, 2018	Grant Deed, Transfer PREMIUM TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2015 · Amount on Record
Deed Sale	Jun 1, 2015 · Amount on Record
Prior Sale	Jul 21, 2014 · Amount on Record
Deed Book / Page	4787 / 133
Last Transfer Date	Jun 20, 2016
Transfer Doc	0048542396
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	4399 STONE MOUNTAIN DR, GASTONIA, NC 28054-0008
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049971044
Date	Aug 30, 2018
Book Page	4997/1044

Lender

Name	BERKADIA COMMERCIAL MORTGAGE LLC
Type	Mortgage Company
Address	AMBLER, PA 19002

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2028

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GASTON NC
Recording Date	Aug 20, 2018
Property Address	4399 STONE MOUNTAIN DR, GASTONIA, NC 28054-0008
Document Number	0049950523
Book / Page	004995 / 000523
Instrument Date	Aug 6, 2018
Transaction Type	Transfer
Record Updated	Sep 7, 2018
Title Company	PREMIUM TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5100 TAMARIND REEF CHRISTIANSTED VI 008204849, CHRISTIANSTED, VI 00820-4849
Investor	Possibly a Property Investor

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GASTON NC
Recording Date	Sep 5, 2018
Property Address	4399 STONE MOUNTAIN DR, GASTONIA, NC 28054-0008
Document Number	0049981163
Book / Page	004998 / 001163
Instrument Date	Aug 1, 2018
Transaction Type	Transfer
Record Updated	Sep 25, 2018
Title Company	PREMIUM TITLE INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Ranlo Town
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,860.00 (+1.67%)	$245,760 (-) Land $31,500 Building $214,260
2023	$2,813.00	$245,760 Land $31,500 Building $214,260
2021			$137,060 Land $24,000 Building $113,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Mar 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF RANLO serves 4,511 people · EPA ID NC0136034
Water Source	Purchased surface water from TWO RIVERS UTILITIES
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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