4399 N Gale Rd, Davison, MI 48423 Property Records

Genesee County property record for 4399 N Gale Rd, Davison, MI 48423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,272 sqft · built 1866
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Oct 2018)
Tax Bill	$3,597 (2025)
Deeds & Mortgages	May 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-29-200-014`

Property Details

APN / Parcel Number

Primary APN	`16-29-200-014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,272 sqft Living Area
1st Floor Area	1,032 sqft
Basement Area	576 sqft

Exterior

Year Built	Built 1866
Effective Year Built	Effective 1866
Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4399 N GALE RD
City	DAVISON
State	MI
Zip	48423-8912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRA
Legal Description	N 165 FT OF S 1485 FT OF E 1/2 OF NE 1/4 SEC 29 T8N R8E 5.00 A
Legal Range	08E
Legal Township	08N
Legal Section	29
Jurisdiction	GENESEE MI
Township / Civil Division	RICHFIELD
Census Block Group	1
Census Block	1016
Census Tract	11800

Owner

4399 N Gale Rd is owned and occupied by an individual who bought it in October 2018.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	4399 N GALE RD, DAVISON, MI 48423-8912
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Deed of Trust, Mortgage · Conventional with PMI MORTGAGE 1 AT SUBURBAN
Oct 9, 2018	Warranty Deed, Transfer MORTGAGE 1 AT SUBURBAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2018 · Amount on File
Deed Sale	Oct 9, 2018 · Amount on File
Prior Sale	Feb 28, 2012 · Amount on File
Deed Document Number	201891725
Prior Transfer Date	Aug 11, 2010
Prior Transfer Doc	0000061806
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	4399 N GALE RD, DAVISON, MI 48423-8912
Document Number	0000038162
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4399 N GALE RD DAVISON MI 484238912, DAVISON, MI 48423-8912

Mortgage

Document Number	0000038162
Date	Jun 4, 2020
Instrument	38162

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Oct 9, 2018
Property Address	4399 N GALE RD, DAVISON, MI 48423-8912
Document Number	0000091725
Instrument Date	Sep 26, 2018
Instrument	91725
Transaction Type	Transfer
Record Updated	Nov 9, 2018
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,290.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 SIMCOE AVE FLINT MI 485071677, FLINT, MI 48507-1677

Mortgage

Document Number	90249
Date	Oct 9, 2018
Instrument	90249

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4399 N Gale Rd was $3,597 with a homeowner's exemption, up 2.9% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Richfield Township
Unified School District	Davison Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,600 (+5.96%)	$263,200 (+5.96%)
2025	$3,597.00 (+2.92%) Homeowner's exemption	$124,200	$248,400
2024	$3,495.00
2023		$103,700	$207,400
2019	$2,175.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4399 N Gale Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1985)
Most Recent Claim	Sep 1985 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4399 N Gale Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Frontier, T-Mobile, Verizon.

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