4399 Kilty Ct, Palm Harbor, FL 34685 Property Records

Pinellas County property record for 4399 Kilty Ct, Palm Harbor, FL 34685

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,538 sqft · built 1996
Lot Size	0.206 acres (8,991 sqft)
Owner	2 Individual Names on File
Last Sale	$132,500 (Dec 2019)
Tax Bill	$7,521 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-757-2979-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-757-2979-8`
Alternative APNs	`28-27-16-02507-000-0460` `271628025070000460` `162728025070000460` `R299696`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,538 sqft Living Area
Gross Area	3,597 sqft
1st Floor Area	1,778 sqft
Upper Floors Area	760 sqft
Flooring	Carpet

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	8,991 sqft (0.206 acres)
Lot Dimensions	118 ft deep x 81 ft wide
View / Lot	Pond
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open/Unfinished Porch
Porch Area	204 sqft
Deck Area	160 sqft
Patio Area	130 sqft
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R299696
Street Address	4399 KILTY CT
City	PALM HARBOR
State	FL
Zip	34685-1083
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD5
Legal Description	BALINTORE LOT 46
Legal Range	16E
Legal Township	27S
Legal Section	28
Legal Subdivision	BALINTORE
Legal Tract	2507
Legal Lot Number	46
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1000
Census Tract	27329

Owner

4399 Kilty Ct is owned and occupied by two individuals who bought it in December 2019.

Source: Pinellas County records, as of December 2, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4399 KILTY CT, PALM HARBOR, FL 34685-1083
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2019 · Amount on File
Deed Sale	Dec 18, 2019 · Amount on File
Prior Sale	Feb 26, 2008 · Amount on File
Deed Document Number	2019404115
Deed Book / Page	20813 / 2280
Prior Transfer Date	Dec 6, 2019
Prior Transfer Doc	0208132280
Record Updated	Jun 8, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 18, 2019
Property Address	4399 KILTY CT, PALM HARBOR, FL 34685-1083
Document Number	0208132280
Book / Page	20813 / 2280
Map Reference	MB 111 PG 66
Instrument Date	Dec 6, 2019
Instrument	2019404115
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	CAPITAL TITLE SOLUTIONS

Transaction

Amount	Amount on Record
Tax	$927.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4399 KILTY CT, PALM HARBOR, FL 34685-1083

Mortgage

Document Number	0208132282
Date	Dec 18, 2019
Instrument	20813/2282

Lender

Name	CHRISTOPHER PAUL FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4399 Kilty Ct was $7,521 with a homeowner's exemption, up 5.6% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,521.00 (+5.6%) Homeowner's exemption	$450,996	$570,916 Land $144,876 Building $426,040
2024	$7,122.00 (+2.31%)
2023	$6,961.00 (+2.68%) Homeowner's exemption	$422,950 (+3%)	$556,193 (+13.78%) Land $206,059 Building $350,134
2022	$6,779.00 Homeowner's exemption	$410,631	$488,853 Land $163,221 Building $325,632

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4399 Kilty Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 135 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	159 units insured incl. 24 condo units
Nearby Flood Claims	5 (2011–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4399 Kilty Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20