4399 Cascade Dr, Saginaw, MI 48603 Property Records

Saginaw County property record for 4399 Cascade Dr, Saginaw, MI 48603

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,409 sqft · built 1997
Lot Size	0.583 acres (25,395 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Nov 2019)
Tax Bill	$2,899 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Nov 2019 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`23-12-4-06-3001-196`

Property Details

APN / Parcel Number

Primary APN	`23-12-4-06-3001-196`
Alternative APN	`124063001196`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,409 sqft Living Area
1st Floor Area	1,098 sqft
Basement Area	1,098 sqft
Unfinished Basement	1,098 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,395 sqft (0.583 acres)
Lot Depth	348 ft Depth
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	504 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4399 CASCADE DR
City	SAGINAW
State	MI
Zip	48603-9694
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 196 PLEASANTVIEW ESTATES #4 SEC 06 T12N R4E
Legal Range	04E
Legal Township	12N
Legal Section	06
Legal Subdivision	PLEASANTVIEW ESTATES
Legal Lot Number	196
Legal Unit	196
Jurisdiction	SAGINAW MI
Township / Civil Division	SAGINAW
Census Block Group	2
Census Block	2000
Census Tract	10305

Owner

Source: Saginaw County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4399 CASCADE DR, SAGINAW, MI 48603-9694
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Nov 4, 2019	Warranty Deed, Transfer · Stand-Alone Refinance JOLT CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2019 · Amount on Record
Deed Sale	Nov 4, 2019 · Amount on Record
Deed Document Number	201927217
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	4399 CASCADE DR, SAGINAW, MI 48603-9694
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4399 CASCADE DR, SAGINAW, MI 48603-9694

Mortgage

Document Number	0000022064
Date	Oct 4, 2023
Instrument	2023022064

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Nov 4, 2019
Property Address	4399 CASCADE DR, SAGINAW, MI 48603-9694
Document Number	0000027217
Instrument Date	Oct 25, 2019
Instrument	2019027217
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2309 N BERKSHIRE DR, SAGINAW, MI 48603-3465

Mortgage

Document Number	0000027219
Date	Nov 4, 2019
Instrument	2019027219

Lender

Name	JOLT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	169 Months
Due	Dec 1, 2033

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Saginaw Charter Township
Unified School District	Saginaw Township Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,700 (+18.03%)	$361,400 (+18.03%)
2025	$2,899.00 (-36.19%) Homeowner's exemption
2023		$153,100	$306,200
2022	$4,543.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAGINAW CHARTER TOWNSHIP serves 40,840 people · EPA ID MI0005860
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Oct 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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