McKean County property record for 4398 Rte 646, Cyclone, PA 16726
| Property Type | Single Family Home |
|---|---|
| Details | 976 sqft · built 1939 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $932 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-022.-162.00 |
| Primary APN | 24-022.-162.00 |
|---|---|
| Alternative APN |
|
| Building Area | 976 sqft Total Area |
|---|
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Lot Area | 29,185 sqft (0.67 acres) |
| Lot Dimensions | 160 ft deep x 182 ft wide |
| Street Address | 4398 ROUTE 646 |
|---|---|
| City | CYCLONE |
| State | PA |
| Zip | 16726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD CONTROL:1004-0344 |
| Jurisdiction | MCKEAN PA |
| Township / Civil Division | KEATING |
| Census Block Group | 2 |
| Census Block | 2073 |
| Census Tract | 421000 |
4398 Rte 646 is owned and occupied by an individual who acquired it in March 2022.
Source: McKean County records, as of April 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4398 ROUTE 646, CYCLONE, PA 16726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 22, 2022 |
| Transfer Doc | 001004/344 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCKEAN PA |
| Recording Date | Mar 23, 2022 |
| Property Address | 4398 ROUTE 646, CYCLONE, PA 16726 |
| Document Number | 001004/344 |
| Book / Page | 1004 / 344 |
| Map Reference | MB 2 PG 47 |
| Instrument Date | Mar 22, 2022 |
| Instrument | 202201037 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4398 ROUTE 646, CYCLONE, PA 16726 |
| Document Number | 0202201038 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 202201038 |
| Name | HAMLIN BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 23, 2032 |
The 2026 property tax bill for 4398 Rte 646 was $932.
Source: McKean County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | McKean County |
| County Subdivision | Keating Township |
| Unified School District | Smethport Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $932.00 | $26,140 (-) Land $8,740 Building $17,400 | |
| 2025 | $932.00 (+3.56%) | $26,140 (-) Land $8,740 Building $17,400 | |
| 2024 | $900.00 | $26,140 Land $8,740 Building $17,400 | |
| 1998 | $26,140 Land $8,740 Building $17,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4398 Rte 646 in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 5 (2003–2026) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4398 Rte 646 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
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