4398 Ribera St, Fremont, CA 94536 Property Records

Alameda County property record for 4398 Ribera St, Fremont, CA 94536

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,453 sqft · built 1967
Lot Size	0.133 acres (5,800 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Jul 1998)
Tax Bill	$5,578 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`543-397-97`

Property Details

APN / Parcel Number

Primary APN	`543-397-97`
Alternative APN	`543-0397-097-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,453 sqft Living Area

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1975
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,800 sqft (0.133 acres)

Location & Zoning

Street Address	4398 RIBERA ST
City	FREMONT
State	CA
Zip	94536-4621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00141 BLK: 0015 TR: 2706
Legal Subdivision	2706 CABRILLO PARK UN 20
Legal Tract	2706
Legal Block	15
Legal Lot Number	141
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2005
Census Tract	441601

Owner

4398 Ribera St is owned and occupied by two individuals who bought it in July 1998.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4398 RIBERA ST, FREMONT, CA 94536-4621
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST
Jan 16, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 1998 · Amount on File
Deed Sale	Jul 17, 1998 · Amount on File
Deed Document Number	1998252017
Prior Transfer Date	Jun 26, 1997
Prior Transfer Doc	0000168136
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4398 RIBERA ST, FREMONT, CA 94536-4621
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4398 RIBERA ST, FREMONT, CA 94536-4621

Mortgage

Document Number	0000056814
Date	Feb 8, 2021
Instrument	2021056814

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	176 Months
Due	Oct 1, 2035

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4398 RIBERA ST, FREMONT, CA 94536-4621
Document Number	0000037024
Instrument Date	Jan 16, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4398 RIBERA ST FREMONT CA 945364621, FREMONT, CA 94536-4621

Mortgage

Document Number	0000037024
Date	Feb 13, 2020
Instrument	37024

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4398 Ribera St was $5,578 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Fremont City
Unified School District	Fremont Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$417,433 (+0.32%) Land $115,125 Building $309,308
2025	$5,578.00 Homeowner's exemption	$416,112 Land $112,868 Building $303,244
2023	$5,207.00 Homeowner's exemption	$399,957 Land $108,486 Building $291,471	$1,213,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4398 Ribera St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4398 Ribera St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	750 / 170
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Sail Internet.

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