4398 Monarch Dr, Fontana, CA 92336 Property Records

San Bernardino County property record for 4398 Monarch Dr, Fontana, CA 92336

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,523 sqft · built 2021
Lot Size	0.099 acres (4,299 sqft)
Owner	2 Individual Names on File
Last Sale	$555,500 (Jan 2021)
Tax Bill	$11,830 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0239-903-43-0000`

Property Details

APN / Parcel Number

Primary APN	`0239-903-43-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,523 sqft Living Area
Gross Area	2,963 sqft
1st Floor Area	1,155 sqft
2nd Floor Area	1,368 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	4,299 sqft (0.099 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4398 MONARCH DR
City	FONTANA
State	CA
Zip	92336-4768
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 18944 LOT 136 BOOK 351 PAGE 65
Legal Subdivision	TRACT 18944
Legal Tract	18944
Legal Block	1
Legal Lot Number	136
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1007
Census Tract	2709

Owner

4398 Monarch Dr is owned and occupied by two individuals who bought it in January 2021.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4398 MONARCH DR, FONTANA, CA 92336-4768
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2020	Deed of Trust, Mortgage · Unknown WILMINGTON TRUST NA
Jan 7, 2021	Grant Deed, Subdivision Related Transfer · Conventional with PMI RESBAN INC
Aug 31, 2020	Deed of Trust, Mortgage NOT AVAILABLE
Aug 6, 2020	Grant Deed, Transfer ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2021 · Amount on File
Deed Sale	Jan 7, 2021 · Amount on File
Prior Sale	Aug 6, 2020 · Amount on File
Deed Document Number	20218332
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	4398 MONARCH DR, FONTANA, CA 92336-4768
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000338798
Date	Sep 10, 2020
Instrument	2020-0338798

Lender

Name	WILMINGTON TRUST NA
Type	Bank
Address	WILMINGTON, DE 19890

Agreement

Type	Unknown
Amount	Amount on Record
Term	46 Months
Due	Jul 15, 2024

January 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 7, 2021
Property Address	4398 MONARCH DR, FONTANA, CA 92336-4768
Document Number	0000008332
Instrument Date	Nov 19, 2020
Instrument	8332
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 22, 2021
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$611.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4398 MONARCH DR FONTANA CA 923364768, FONTANA, CA 92336-4768

Mortgage

Document Number	8333
Date	Jan 7, 2021
Instrument	8333

Lender

Name	RESBAN INC
Address	DIAMOND BAR, CA 91765

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 6, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	4398 MONARCH DR, FONTANA, CA 92336-4768
Document Number	0000338051
Instrument Date	Aug 31, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623
Investor	Possibly a Property Investor

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 6, 2020
Property Address	4398 MONARCH DR, FONTANA, CA 92336-4768
Document Number	0000274990
Instrument Date	Jun 30, 2020
Instrument	274990
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Amount	Amount on Record
Tax	$1,497.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3721 DOUGLAS BLVD #150 ROSEVILLE CA 956614244, 150, ROSEVILLE, CA 95661-4244
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4398 Monarch Dr was $11,830 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Fontana City
Unified School District	Rialto Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$612,898 (+2%) Land $183,869 Building $429,029
2025	$11,830.00 Homeowner's exemption	$600,881 Land $180,264 Building $420,617
2023	$11,484.00 (+5.37%) Homeowner's exemption	$577,548 Land $173,264 Building $404,284
2022	$10,899.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4398 Monarch Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4398 Monarch Dr is very high, ranking above 94% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 80% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST VALLEY WATER DISTRICT serves 96,123 people · EPA ID CA3610004
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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