Cheboygan County property record for 4398 Longpoint Dr, Cheboygan, MI 49721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,606 sqft · built 1957 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,548 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 130-L07-000-055-00 |
| Primary APN | 130-L07-000-055-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,606 sqft Living Area |
| 1st Floor Area | 1,606 sqft |
| Basement Area | 976 sqft |
| Unfinished Basement | 976 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 1,340 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4398 LONGPOINT DR |
|---|---|
| City | CHEBOYGAN |
| State | MI |
| Zip | 49721-8751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT OF LONG POINT RESORT GROUNDS, LOTS 55, 56, 57, 124, N1/2 OF LOT 125, 191 & 192. **AND** PT OF PUBLIC ST, LYING BET N & S |
| Legal Range | 02W |
| Legal Township | 125 |
| Legal Section | 09 |
| Legal Subdivision | LONG POINT RESORT GROUNDS |
| Legal Lot Number | 62,119 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | MULLETT |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 960500 |
Source: Cheboygan County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4398 LONGPOINT DR, CHEBOYGAN, MI 49721-8751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Aug 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK |
| Jul 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Aug 10, 2026 |
| Property Address | 4398 LONGPOINT DR, CHEBOYGAN, MI 49721-8751 |
| Document Number | 1589000482 |
| Book / Page | 1589 / 482 |
| Instrument Date | Jul 31, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4398 LONGPOINT DR, CHEBOYGAN, MI 49721-8751 |
| Investor | Possibly a Property Investor |
| Document Number | 1589000482, |
|---|---|
| Date | Aug 10, 2026 |
| Book Page | 1589/482 |
| Name | CITIZENS NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 1, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 4398 LONGPOINT DR, CHEBOYGAN, MI 49721-8751 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4398 LONGPOINT DR, CHEBOYGAN, MI 49721-8751 |
| Document Number | 0000001455/0000000654 |
|---|---|
| Date | Jul 15, 2021 |
| Book Page | 0000001455/0000000654 |
| Name | CITIZENS NATIONAL BANK OF CHEBOYGAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2041 |
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| County Subdivision | Mullett Township |
| Unified School District | Cheboygan Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $511,100 (+43.61%) | $1,022,200 (+43.61%) | |
| 2025 | $5,548.00 (+12.76%) | ||
| 2023 | $355,900 | $711,800 | |
| 2022 | $4,920.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures