4398 Jonathan Swift Rd, Elgin, IL 60124 Property Records

Kane County property record for 4398 Jonathan Swift Rd, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Dec 2017)
Tax Bill	$15,508 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-26-327-001`

Property Details

APN / Parcel Number

Primary APN	`05-26-327-001`

Exterior

Lot Area	17,424 sqft (0.4 acres)

Location & Zoning

Street Address	4398 JONATHAN SWIFT RD
City	ELGIN
State	IL
Zip	60124-8650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEBROOK UNIT NO 1 LT 100
Legal Subdivision	STONEBROOK
Legal Block	1
Legal Lot Number	100
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1044
Census Tract	850709

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4398 JONATHAN SWIFT RD, ELGIN, IL 60124-8650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Dec 19, 2017	Warranty Deed, Transfer · Conventional with PMI TAYLOR MORRISON HOME FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2017 · Amount on Record
Deed Sale	Dec 19, 2017 · Amount on Record
Prior Sale	Jul 23, 2015 · Amount on Record
Deed Document Number	201765892
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	4398 JONATHAN SWIFT RD, ELGIN, IL 60124-8650
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059479
Date	Dec 9, 2019
Instrument	2019K059479

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.62%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 19, 2017
Property Address	4398 JONATHAN SWIFT RD, ELGIN, IL 60124-8650
Document Number	0000065892
Instrument Date	Nov 15, 2017
Instrument	65892
Transaction Type	Transfer
Record Updated	Jan 5, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4398 JONATHAN SWIFT RD ELGIN IL 601248650, ELGIN, IL 60124-8650

Mortgage

Document Number	65893
Date	Dec 19, 2017
Instrument	65893

Lender

Name	TAYLOR MORRISON HOME FUNDING
Type	Funding / Finance Company
Address	MAITLAND, FL 32751

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,508.00 (+6.57%) Homeowner's exemption
2024		$188,908 (+20.43%) Land $33,165 Building $155,743	$566,951 (+20.48%) Land $99,535 Building $467,416
2022	$14,552.00 (+3.81%) Homeowner's exemption	$156,864 (+7.59%) Land $32,035 Building $124,829	$470,592 (+7.59%) Land $96,105 Building $374,487
2021	$14,018.00 Homeowner's exemption	$145,802 Land $30,949 Building $114,853	$437,406 Land $92,847 Building $344,559

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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