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4398 Cooper Ln, Holt, FL 32564 Property Records

Okaloosa County property record for 4398 Cooper Ln, Holt, FL 32564

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,498 sqft · built 1974
Lot Size1.02 acres (44,431 sqft)
Owner2 Individual Names on File
Last Sale$275,000 (Mar 2026)
Tax Bill$1,316 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-593-1067-2

Property Details

APN / Parcel Number

Primary APNC56-000-593-1067-2
Alternative APNs
  • 08-2N-25-0000-0007-0000
  • 25N208000000070000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,498 sqft Living Area
Gross Area2,693 sqft
1st Floor Area1,498 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area44,431 sqft (1.02 acres)
Lot Dimensions210 ft deep x 207 ft wide
Garage TypeCarport
Garage Area525 sqft
CarportCarport
Carport Area525 sqft
PorchFlorida Room
Porch Area330 sqft
Patio Area340 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4398 COOPER LN
CityHOLT
StateFL
Zip32564-9302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG 420 FT E OF NW COR OF NW1/4 S 210 FT E 207.5 FT N210 W 207.5 FT TO BEG
Legal Range25W
Legal Township02N
Legal Section08
Legal Block7
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group1
Census Block1032
Census Tract20101

Owner

4398 Cooper Ln is owned and occupied by two individuals who bought it in March 2026.

Source: Okaloosa County records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4398 COOPER LN, HOLT, FL 32564-9302
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 26, 2026 · Amount on File
Deed SaleMar 26, 2026 · Amount on File
Prior SaleMar 4, 2016 · Amount on File
Deed Document Number20263806727
Prior Transfer DateFeb 15, 2016
Prior Transfer Doc0032380949
Record UpdatedOct 29, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMar 26, 2026
Property Address4398 COOPER LN, HOLT, FL 32564-9302
Document Number0003806727
Instrument DateMar 24, 2026
Instrument3806727
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanySUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3070 LOG CABIN LN, CRESTVIEW, FL 32539-7106

Transferred To (Grantee/Buyer)

NameVerified Name
Address4398 COOPER LN, HOLT, FL 32564-9302

Mortgage

Document Number0003806728
DateMar 26, 2026
Instrument3806728
Lender
NamePRIME LENDING INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term301 Months
DueApr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4398 Cooper Ln was $1,316 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,316.00 Homeowner's exemption$166,603$170,906 Land $19,497 Building $151,409
2023$1,531.00 (+7.74%)$161,699 (+8.37%) Land $16,565 Building $145,134$161,699 (+8.37%) Land $16,565 Building $145,134
2022$1,421.00$149,212 Land $15,481 Building $133,731$149,212 Land $15,481 Building $133,731

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4398 Cooper Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims1 (1998)
Most Recent ClaimSep 1998 · Hurricane Georges

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4398 Cooper Ln is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 69% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLT WATER WORKS, INC.
serves 2,582 people · EPA ID FL1460352
Water SourceGroundwater
Last State InspectionJul 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
Mediacom Xtream
Fixed Wireless		100 / 20

May also be available: AT&T.

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