4398 Co Rd 203, Durango, CO 81301 Property Records

La Plata County property record for 4398 Co Rd 203, Durango, CO 81301

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.75 ba · 4,764 sqft · built 1986
Lot Size0.82 acres (35,719 sqft)
OwnerIndividual Name on File
Last Sale$270,000 (Jul 2001)
Tax Bill$3,041 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN5597-281-00-005

Property Details

APN / Parcel Number

Primary APN5597-281-00-005
Alternative APN
  • R011166

Interior

Bedrooms4 Beds
Full Baths2.75 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area4,764 sqft Living Area
Gross Area5,310 sqft
1st Floor Area3,393 sqft
Basement Area1,371 sqft
Finished Basement1,371 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleBi-Level
Lot Area35,719 sqft (0.82 acres)
Garage TypeAttached
Garage Area546 sqft
PorchEnclosed/Finished Porch
Porch Area61 sqft
Patio Area616 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account NumberR011166
Street Address4398 COUNTY ROAD 203
CityDURANGO
StateCO
Zip81301-3715
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION: 28 TOWNSHIP: 36 RANGE: 9 TR IN NE/4 NE/4 4398 CR 203 DURANGO 81301
Legal Range09
Legal Township36
Legal Section28
Legal SubdivisionDURANGO
Legal Block3
JurisdictionLA PLATA CO
Township / Civil DivisionDURANGO
Census Block Group3
Census Block3015
Census Tract970703

Owner

4398 Co Rd 203 is owned by an individual who acquired it in October 2019.

Source: La Plata County records, as of July 20, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 2394, DURANGO, CO 81302-2394
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 20, 2001 · Amount on File
Deed SaleJul 20, 2001 · Amount on File
Last Transfer DateOct 15, 2019
Transfer Doc0001163227
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA PLATA CO
Property Address4398 COUNTY ROAD 203, DURANGO, CO 81301-3715
Transaction TypeMortgage
Record UpdatedApr 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4398 COUNTY ROAD 203, DURANGO, CO 81301-3715

Mortgage

Document Number0001251272
DateFeb 18, 2026
Instrument1251272
Lender
NameBANK OF COLORADO
TypeBank
AddressDURANGO, CO 81301
Agreement
TypeLine of Credit
AmountAmount on Record
Term264 Months
DueFeb 12, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 4398 Co Rd 203 was $3,041, up 33.9% from the year before.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateColorado
CountyLa Plata County
Unified School DistrictDurango School District 9-R (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$54,180 (+0.02%) Land $14,030 Building $40,150$866,710 (-) Land $224,440 Building $642,270
2025$3,041.00 (+33.91%)$54,170 Land $14,030 Building $40,140$866,710 Land $224,440 Building $642,270
2024$2,271.00 (+16.28%)
2023$1,953.00 (+19.52%)$45,030 (+20.79%) Land $12,190 Building $32,840$672,170 (+25.31%) Land $181,990 Building $490,180
2022$1,634.00$37,280 Land $12,040 Building $25,240$536,390 Land $173,250 Building $363,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4398 Co Rd 203 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims3 (1981–2014)
Claims Outside the SFHA1 of 3
Most Recent ClaimDec 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4398 Co Rd 203 is high, ranking above 84% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 88% of Colorado
Wildfire Likelihood0.6% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 203

Nearby Streets

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