Dakota County property record for 4398 Cinnamon Ridge Trl, Eagan, MN 55122
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,280 sqft · built 1988 |
| Lot Size | 0.095 acres (4,136 sqft) |
| Owner | Individual Name on File |
| Last Sale | $264,000 (Oct 2024) |
| Tax Bill | $3,026 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Nov 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-17405-01-032 |
| Primary APN | 10-17405-01-032 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,280 sqft Living Area |
| Gross Area | 1,640 sqft |
| 1st Floor Area | 840 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Duplex Single |
| Construction Type | Wood |
| Lot Area | 4,136 sqft (0.095 acres) |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 4398 CINNAMON RIDGE TRL |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55122-3324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CINNAMON RIDGE 6TH ADD 3 1 PT OF LOT 3 BLK 1 LYING ELY OF A LINE DRAWN FROM PT ON N LINE 37.63 FT E OF NW COR AS MEAS ON N LINE TO PT ON S LINE 31.70 FT E OF SW COR |
| Legal Subdivision | CINNAMON RIDGE 6TH ADD |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | DAKOTA MN |
| Township / Civil Division | EAGAN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 60743 |
4398 Cinnamon Ridge Trl is owned and occupied by an individual who bought it in October 2024.
Source: Dakota County records, as of October 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4398 CINNAMON RIDGE TRL, SAINT PAUL, MN 55122-3324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Nov 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC |
| Dec 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 2024 · Amount on File |
| Deed Sale | Oct 24, 2024 · Amount on File |
| Prior Sale | Sep 16, 2014 · Amount on File |
| Deed Document Number | 20241704997 |
| Prior Transfer Date | Mar 11, 2016 |
| Prior Transfer Doc | 0003118525 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Recording Date | Sep 18, 2026 |
| Property Address | 4398 CINNAMON RIDGE TRL, SAINT PAUL, MN 55122-3324 |
| Document Number | 0003742501 |
| Instrument Date | Sep 9, 2026 |
| Instrument | 20263742501 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 4398 CINNAMON RIDGE TRL, SAINT PAUL, MN 55122-3324 |
| Document Number | 0003742501, |
|---|---|
| Date | Sep 18, 2026 |
| Instrument | 20263742501 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 4398 CINNAMON RIDGE TRL, EAGAN, MN 55122-3324 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4398 CINNAMON RIDGE TRL, EAGAN, MN 55122-3324 |
| Document Number | 0003567525 |
|---|---|
| Date | Nov 22, 2022 |
| Instrument | 3567525 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Dec 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Jan 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 4.99% |
| Max Rate At Change | 10.9% |
| Index | Prime Rate |
| Max Rate | 13.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 4398 CINNAMON RIDGE TRL, EAGAN, MN 55122-3324 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003513487 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 3513487 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 4398 CINNAMON RIDGE TRL, EAGAN, MN 55122-3324 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003422754 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | 3422754 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jan 1, 2046 |
The 2025 property tax bill for 4398 Cinnamon Ridge Trl was $3,026.
Source: Dakota County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Dakota County |
| Municipality | Eagan City |
| Unified School District | Rosemount-Apple Valley-Eagan (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,026.00 | $260,300 Land $38,300 Building $222,000 | $260,300 Land $38,300 Building $222,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4398 Cinnamon Ridge Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4398 Cinnamon Ridge Trl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Eagan serves 68,223 people · EPA ID MN1190007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
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