4398 Bismark Way, Naples, FL 34119 Property Records

Collier County property record for 4398 Bismark Way, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	1,479 sqft · built 2018
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$545,000 (Dec 2020)
Tax Bill	$7,699 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`585285 2913B34`

Property Details

APN / Parcel Number

Primary APN	`585285 2913B34`
Alternative APN	`69020008421`

Interior

Stories	2 Stories
Building Area	1,479 sqft Living Area
1st Floor Area	1,479 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Masonry / Concrete Block
Lot Area	11,326 sqft (0.26 acres)

Location & Zoning

Street Address	4398 BISMARK WAY
City	NAPLES
State	FL
Zip	34119-9837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAFFIA PRESERVE PHASE 4 LOT 291
Legal Range	26
Legal Township	48
Legal Section	34
Legal Subdivision	RAFFIA PRESERVE PHASE 4
Legal Phase	4
Legal Block	2
Legal Lot Number	291
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2011
Census Tract	10436

Owner

4398 Bismark Way is owned and occupied by two individuals who bought it in December 2020.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4398 BISMARK WAY, NAPLES, FL 34119-9837
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP
Jul 29, 2019	Deed of Trust, Mortgage · Conventional with PMI MILEND
Jul 24, 2018	Special Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2020 · Amount on File
Deed Sale	Dec 28, 2020 · Amount on File
Prior Sale	Jul 24, 2018 · Amount on File
Deed Document Number	20205975479
Deed Book / Page	5866 / 2246
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 28, 2020
Property Address	4398 BISMARK WAY, NAPLES, FL 34119-9837
Document Number	0058662246
Book / Page	5866 / 2246
Map Reference	MB 61 PG 1
Instrument Date	Dec 23, 2020
Instrument	5975479
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,815.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1370 MARIPOSA CIR, 1370, NAPLES, FL 34105-7263

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 MAIDEN CIR, MALTA, NY 12020-6353

Mortgage

Document Number	0058662248
Date	Dec 28, 2020
Instrument	5866/2248

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4398 BISMARK WAY, NAPLES, FL 34119-9837
Document Number	0056833380
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4398 BISMARK WAY NAPLES FL 341199837, NAPLES, FL 34119-9837

Mortgage

Document Number	0056833380
Date	Oct 11, 2019
Book Page	005683/003380
Instrument	5776983

Lender

Name	MILEND
Address	ALPHARETTA, GA 30009

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2049

July 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 24, 2018
Property Address	4398 BISMARK WAY, NAPLES, FL 34119-9837
Document Number	0055360601
Book / Page	5536 / 0601
Map Reference	MB61 PG1
Instrument Date	Jul 19, 2018
Instrument	5590498
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,041.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10481 BEN C PRATT 6 MILE CYPRESS PKWY, 10481, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4398 BISMARK WAY, NAPLES, FL 34119-9837

Mortgage

Document Number	0005590499
Date	Jul 24, 2018
Instrument	5590499

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4398 Bismark Way was $7,699 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$653,274 (-12.7%) Land $185,304 Building $467,970	$653,274 (-15.78%) Land $185,304 Building $467,970
2025	$7,699.00 Homeowner's exemption	$748,308	$775,661 Land $261,360 Building $514,301
2023	$7,932.00 (-2.63%) Homeowner's exemption	$784,669 (+3%)	$894,308 (+17.39%) Land $370,260 Building $524,048
2022	$8,146.00 Homeowner's exemption	$761,815 Land $205,821 Building $555,994	$761,815 Land $205,821 Building $555,994

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4398 Bismark Way in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 78 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	78 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4398 Bismark Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Hotwire Communications.

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