Shelby County property record for 4397 Whisper Spring Dr, Collierville, TN 38017
| Property Type | Planned Unit Development |
|---|---|
| Details | 4 bd · 3 ba · 3,882 sqft · built 2005 |
| Lot Size | 0.362 acres (15,778 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $335,000 (Nov 2010) |
| Tax Bill | $2,364 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage May 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C0-258Z-C0-0006 |
| Primary APN | C0-258Z-C0-0006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 15 Rooms |
| Stories | 2 Stories |
| Building Area | 3,882 sqft Living Area |
| Gross Area | 4,564 sqft |
| 1st Floor Area | 2,552 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Lot Area | 15,778 sqft (0.362 acres) |
| Garage Type | Attached |
| Garage Area | 682 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4397 WHISPER SPRING DR |
|---|---|
| City | COLLIERVILLE |
| State | TN |
| Zip | 38017-8547 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Local Zoning Code | R-1 |
| Legal Description | WS WHISPER SPRINGS DR SEE MAP D2-58 Z C |
| Legal Subdivision | WHISPERWOOD SUBD PH 2 FINAL PLAT |
| Legal Lot Number | 67 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 21545 |
Source: Shelby County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4397 WHISPER SPRING DR, COLLIERVILLE, TN 38017-8547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2022 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| May 13, 2021 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Jun 23, 2020 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG |
| Aug 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Sep 29, 2017 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2010 · Amount on Record |
| Deed Sale | Nov 3, 2010 · Amount on Record |
| Prior Sale | May 30, 2008 · Amount on Record |
| Deed Document Number | 2010115374 |
| Prior Transfer Date | May 22, 2008 |
| Prior Transfer Doc | 0000071486 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 4397 WHISPER SPRING DR, COLLIERVILLE, TN 38017-8547 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0022064283 |
|---|---|
| Date | Jun 8, 2022 |
| Instrument | 22064283 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 4397 WHISPER SPRING DR, COLLIERVILLE, TN 38017-8547 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0021588102 |
|---|---|
| Date | May 13, 2021 |
| Instrument | 21588102 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 4397 WHISPER SPRING DR, COLLIERVILLE, TN 38017-8547 |
| Document Number | 0000074619 |
| Instrument Date | Jun 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 4397 WHISPER SPRING DR COLLIERVILLE TN 380178547, COLLIERVILLE, TN 38017-8547 |
| Document Number | 0000074619 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 74619 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 19, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 4397 WHISPER SPRING DR, COLLIERVILLE, TN 38017-8547 |
| Document Number | 0000091348 |
| Instrument Date | Aug 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4397 WHISPER SPRING DR COLLIERVILLE TN 380178547, COLLIERVILLE, TN 38017-8547 |
| Document Number | 0000091348 |
|---|---|
| Date | Sep 5, 2019 |
| Instrument | 91348 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 4, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 4397 WHISPER SPRING DR, COLLIERVILLE, TN 38017-8547 |
| Document Number | 0000102989 |
| Instrument Date | Sep 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4397 WHISPER SPRING DR COLLIERVILLE TN 380178547, COLLIERVILLE, TN 38017-8547 |
| Document Number | 0000102989 |
|---|---|
| Date | Oct 5, 2017 |
| Instrument | 102989 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 4, 2047 |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Collierville Town |
| Unified School District | Collierville School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,364.00 (-56.38%) | $145,975 (+37.65%) Land $29,500 Building $116,475 | $583,900 (+37.65%) Land $118,000 Building $465,900 |
| 2023 | $106,050 Land $22,775 Building $83,275 | ||
| 2022 | $5,419.00 | ||
| 2021 | $424,200 Land $91,100 Building $333,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 51% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIERVILLE WATER DEPT serves 51,972 people · EPA ID TN0000126 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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