St. Louis County property record for 4397 Vermilion Trl, Gilbert, MN 55741 · Last verified August 2026
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 1,008 sqft · built 1973 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Sep 2016) |
| Tax Bill | $600 (2026) |
| Deeds & Mortgages | Apr 2021 Line of Credit Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 677-0012-00450 |
| Primary APN | 677-0012-00450 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Gross Area |
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 871,200 sqft (20 acres) |
| Deck Area | 64 sqft |
|---|---|
| Cabin | 230 sqft |
| Storage Building | 104 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Account Number | 985803 |
|---|---|
| Street Address | 4397 VERMILION TRL |
| City | GILBERT |
| State | MN |
| Zip | 55741-8051 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | W1/2 OF NE1/4 OF SE1/4 SERIAL # |
| Legal Range | 16W |
| Legal Township | 57N |
| Legal Section | 11 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | MAKINEN |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 11401 |
Source: St. Louis County records · APN 677-0012-00450
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5759 ECHO POINT RD, TOWER, MN 55790-8356 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 05, 2021 | Deed of Trust, Mortgage · Line of Credit NORTHERN STATE BANK OF VIRGINIA |
| Apr 05, 2021 | Deed of Trust, Mortgage NORTHERN STATE BANK OF VIRGINIA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 07, 2016 · Amount on Record |
| Deed Sale | Sep 07, 2016 · Amount on Record |
| Prior Sale | Mar 31, 2015 · Amount on Record |
| Deed Document Number | 2016573059 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4397 VERMILION TRL, GILBERT, MN 55741-8051 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001409204 |
|---|---|
| Date | Apr 05, 2021 |
| Instrument | 1409204 |
| Name | NORTHERN STATE BANK OF VIRGINIA |
|---|---|
| Type | Bank |
| Address | VIRGINIA, MN 55792 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4397 VERMILION TRL, GILBERT, MN 55741-8051 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001038800 |
|---|---|
| Date | Apr 05, 2021 |
| Instrument | 1038800 |
| Name | NORTHERN STATE BANK OF VIRGINIA |
|---|---|
| Type | Bank |
| Address | VIRGINIA, MN 55792 |
| Amount | Amount Recorded |
|---|
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Unified School District | Mesabi East School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $600.00 (+3.45%) | ||
| 2025 | $580.00 (+8.21%) | $58,200 (+11.49%) Land $46,300 Building $11,900 | $58,200 (+11.49%) Land $46,300 Building $11,900 |
| 2024 | $536.00 | $52,200 (-4.4%) Land $41,400 Building $10,800 | $52,200 (-4.4%) Land $41,400 Building $10,800 |
| 2022 | $54,600 Land $34,600 Building $20,000 | $54,600 Land $34,600 Building $20,000 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 36% of the US · above 64% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mediacom Communications | Fiber | 2,000 / 1,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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