Palm Beach County property record for 4397 Steven Rd, Lake Worth, FL 33461
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,522 sqft · built 1983 |
| Lot Size | 0.291 acres (12,685 sqft) |
| Owner | Individual Name on File |
| Last Sale | $420,000 (May 2023) |
| Tax Bill | $6,797 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Mar 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-43-44-30-05-000-0030 |
| Primary APN | 00-43-44-30-05-000-0030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,522 sqft Living Area |
| Gross Area | 2,388 sqft |
| 1st Floor Area | 1,522 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,685 sqft (0.291 acres) |
| Lot Dimensions | 159 ft deep x 80 ft wide |
| Garage Area | 506 sqft |
| Porch | Finished/Screened Porch |
| Porch Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 4397 STEVEN RD |
|---|---|
| City | LAKE WORTH |
| State | FL |
| Zip | 33461-4415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | GARY DALE UNREC LT 3 A/K/A S 80 FT OF N 160 FT OF W 1/2 OF BLK 50 PB5P72 |
| Legal Range | 43E |
| Legal Township | 44S |
| Legal Section | 30 |
| Legal Subdivision | GARY DALE UNREC |
| Legal Block | 50 |
| Legal Lot Number | 3 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | LAKE WORTH |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 4904 |
4397 Steven Rd is owned by an individual who bought it in May 2023.
Source: Palm Beach County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 9029 PITRIZZA DR, LAKE WORTH, FL 33467-3725 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2023 | Warranty Deed, Transfer · Conventional Mortgage CLEAREDGE LENDING LLC |
| Mar 23, 2018 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Oct 3, 2017 | Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Oct 3, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2023 · Amount on File |
| Deed Sale | May 24, 2023 · Amount on File |
| Prior Sale | Mar 23, 2018 · Amount on File |
| Deed Document Number | 20230175819 |
| Deed Book / Page | 34325 / 423 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | May 24, 2023 |
| Property Address | 4397 STEVEN RD, LAKE WORTH, FL 33461-4448 |
| Document Number | 0343250423 |
| Book / Page | 34325 / 423 |
| Map Reference | MB 5 PG 72 |
| Instrument Date | May 2, 2023 |
| Instrument | 20230175819 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Title Company | NAUTICA TITLE USA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,940.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4397 STEVEN RD, LAKE WORTH, FL 33461-4448 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9029 PITRIZZA DR, LAKE WORTH, FL 33467-3725 |
| Document Number | 0034325425 |
|---|---|
| Date | May 24, 2023 |
| Instrument | 34325/425 |
| Name | CLEAREDGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Mar 23, 2018 |
| Property Address | 4397 STEVEN RD, LAKE WORTH, FL 33461-4448 |
| Document Number | 0297320339 |
| Book / Page | 029732 / 000339 |
| Instrument Date | Feb 16, 2018 |
| Instrument | 110323 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2018 |
| Title Company | TRI-COUNTY TITLE AND ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,764.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4397 STEVEN RD LAKE WORTH FL 334614448, LAKE WORTH, FL 33461-4448 |
| Document Number | 297320341 |
|---|---|
| Date | Mar 23, 2018 |
| Book Page | 029732/000341 |
| Instrument | 110324 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 22, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 4397 STEVEN RD, LAKE WORTH, FL 33461-4448 |
| Document Number | 0294211362 |
| Instrument Date | Oct 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 4397 STEVEN RD LAKE WORTH FL 334614448, LAKE WORTH, FL 33461-4448 |
| Document Number | 0294211362 |
|---|---|
| Date | Oct 23, 2017 |
| Book Page | 029421/001362 |
| Instrument | 374069 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 22, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 4397 STEVEN RD, LAKE WORTH, FL 33461-4448 |
| Document Number | 0294211371 |
| Instrument Date | Oct 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 4397 STEVEN RD LAKE WORTH FL 334614448, LAKE WORTH, FL 33461-4448 |
| Document Number | 0294211371 |
|---|---|
| Date | Oct 23, 2017 |
| Book Page | 029421/001371 |
| Instrument | 374070 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 22, 2047 |
The 2025 property tax bill for 4397 Steven Rd was $6,797.
Source: Palm Beach County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,797.00 | $395,920 Land $168,067 Building $227,853 | $395,920 Land $168,067 Building $227,853 |
| 2023 | $3,521.00 (+1.09%) Homeowner's exemption | $218,620 (+3%) | $321,865 (+11.71%) Land $153,575 Building $168,290 |
| 2022 | $3,483.00 Homeowner's exemption | $212,252 | $288,125 Land $138,033 Building $150,092 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4397 Steven Rd in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 17 (1982–2017) |
| Claims Outside the SFHA | 17 of 17 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4397 Steven Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Dec 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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