4397 Long Lake Rd, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 4397 Long Lake Rd, Cheboygan, MI 49721

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,240 sqft · built 2001
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$69,925 (Feb 2019)
Tax Bill	$828 (2025)
Deeds & Mortgages	Feb 2019 Refinance Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`140-011-300-012-00`

Property Details

APN / Parcel Number

Primary APN	`140-011-300-012-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,240 sqft Building Perimeter
1st Floor Area	1,240 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4397 LONG LAKE RD
City	CHEBOYGAN
State	MI
Zip	49721-9277
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W1/4 OF E1/2 OF SE1/4 OF SW1/4, SEC 11, T36N,R1W. 465/631;639/197;708/13;951/371;773/429;1139/664;1220/960;1221/288;1378/984
Legal Range	01W
Legal Township	036
Legal Section	11
Legal Subdivision	W4 E2 SE4 SW4 S11T36NR1W
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	ALOHA
Census Block Group	1
Census Block	1049
Census Tract	960401

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4397 LONG LAKE RD, CHEBOYGAN, MI 49721-9277
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS NATIONAL BANK
Feb 20, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2019 · Amount on Record
Deed Sale	Feb 20, 2019 · Amount on Record
Prior Sale	Jun 30, 2004 · Amount on Record
Deed Book / Page	1378 / 984
Prior Transfer Date	Dec 18, 2012
Prior Transfer Doc	1220/960
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	4397 LONG LAKE RD, CHEBOYGAN, MI 49721-9277
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1378/986
Date	Feb 20, 2019
Book Page	1378/986

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2034

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Feb 20, 2019
Property Address	4397 LONG LAKE RD, CHEBOYGAN, MI 49721-9277
Document Number	1378/984
Book / Page	1378 / 984
Instrument Date	Feb 14, 2019
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4397 LONG LAKE RD, CHEBOYGAN, MI 49721-9277

Mortgage

Document Number	001378/986
Date	Feb 20, 2019
Book Page	1378/986

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2034

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Aloha Township
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,500 (+6.84%)	$153,000 (+6.84%)
2025	$828.00 (+2.86%) Homeowner's exemption	$71,600 (+44.65%)	$143,200 (+44.65%)
2024	$805.00 (+7.62%)
2023		$49,500	$99,000
2022	$748.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Presque Isle Connect Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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