4397 E Lachlan St, Meridian, ID 83642 Property Records

Ada County property record for 4397 E Lachlan St, Meridian, ID 83642

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,253 sqft · built 2019
Lot Size	0.322 acres (14,026 sqft)
Owner	2 Individual Names on Record
Last Sale	$629,400 (Mar 2020)
Tax Bill	$2,885 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R3745800270`

Property Details

APN / Parcel Number

Primary APN	`R3745800270`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,253 sqft Living Area
Gross Area	4,399 sqft
1st Floor Area	1,493 sqft
Upper Floors Area	1,760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	14,026 sqft (0.322 acres)
Garage Type	Attached
Garage Area	914 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	61 sqft
Patio Area	830 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4397 E LACHLAN ST
City	MERIDIAN
State	ID
Zip	83642-5254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LOT 23 BLK 03 HOWRY LANE SUB NO 02
Legal Range	01E
Legal Township	03N
Legal Section	33
Legal Subdivision	HOWRY LANE SUB NO 02
Legal Block	03
Legal Lot Number	23
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	3
Census Block	3011
Census Tract	10342

Owner

Source: Ada County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4397 E LACHLAN ST, MERIDIAN, ID 83642-5254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage BKCO MORTGAGE LLC
Mar 25, 2020	Grant Deed, Subdivision Related Transfer BKCO MTG LLC
Nov 6, 2019	Deed of Trust, Mortgage HOMESTREET BK
Aug 20, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2020 · Amount on Record
Deed Sale	Mar 25, 2020 · Amount on Record
Deed Document Number	202034800
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	4397 E LACHLAN ST, MERIDIAN, ID 83642-5254
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	EMPIRE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024646
Date	Feb 16, 2021
Instrument	2021-024646

Lender

Name	BKCO MORTGAGE LLC
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ADA ID
Recording Date	Mar 25, 2020
Property Address	4397 E LACHLAN ST, MERIDIAN, ID 83642-5254
Document Number	0000034800
Instrument Date	Mar 23, 2020
Instrument	34800
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 20, 2020
Title Company	EMPIRE TITLE N LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4397 E LACHLAN ST MERIDIAN ID 836425254, MERIDIAN, ID 83642-5254

Mortgage

Document Number	34801
Date	Mar 25, 2020
Instrument	34801

Lender

Name	BKCO MTG LLC
Address	BELLINGHAM, WA 98226

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	4397 E LACHLAN ST, MERIDIAN, ID 83642-5254
Document Number	0000112146
Instrument Date	Nov 6, 2019
Transaction Type	Mortgage
Record Updated	Nov 21, 2019
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2490 E GALA ST MERIDIAN ID 836424800, MERIDIAN, ID 83642-4800

Mortgage

Document Number	0000112146
Date	Nov 12, 2019
Instrument	112146

Lender

Name	HOMESTREET BK
Type	Bank
Address	SEATTLE, WA 98101-2326

Agreement

Amount	Amount Recorded

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Aug 20, 2018
Property Address	4397 E LACHLAN ST, MERIDIAN, ID 83642-5254
Document Number	0000078925
Instrument Date	Aug 15, 2018
Instrument	78925
Transaction Type	Transfer
Record Updated	Jul 25, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 630 MERIDIAN ID 836800630, MERIDIAN, ID 83680-0630

Tax Assessment & Valuation

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,885.00 (-4.38%) Homeowner's exemption	$769,200 (+10.31%)	$769,200 (+10.31%)
2024	$3,017.00 (-21.88%)
2023		$697,300 Land $246,500 Building $450,800	$697,300 Land $246,500 Building $450,800
2022	$3,862.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER IDAHO private · serves 264,978 people · EPA ID ID4010016
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable · Fiber in parts of the area	1,000 / 50
White Cloud Communications Fixed Wireless	200 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Anthem Broadband, Verizon.

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