Lake County property record for 4397 Country Clb Dr, Lucerne, CA 95458
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,768 sqft · built 1956 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $355,000 (Jan 2026) |
| Tax Bill | $1,700 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Nov 2021 Mortgage + 5 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 034-071-080-000 |
| Primary APN | 034-071-080-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,768 sqft Living Area |
| 1st Floor Area | 1,768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Concrete |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 034-071-08 |
|---|---|
| Street Address | 4397 COUNTRY CLUB DR |
| City | LUCERNE |
| State | CA |
| Zip | 95458-8637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | LUCERNE |
| Legal Block | 1 |
| Legal Lot Number | 171 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | LUCERNE-CLEARLAKE OAKS |
| Census Block Group | 1 |
| Census Block | 1149 |
| Census Tract | 501 |
Source: Lake County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5877 LAKE ST, 18, LUCERNE, CA 95458-8577 |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Apr 5, 2021 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Nov 30, 2021 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Nov 22, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 23, 2025 | Deed of Trust, Mortgage · FHA Mortgage NEXA MORTGAGE LLC |
| Jan 30, 2026 | Grant Deed, Transfer · FHA Mortgage FRANKLIN LOAN CENTER |
| Dec 27, 2018 | Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Jan 17, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2026 · Amount on Record |
| Deed Sale | Jan 30, 2026 · Amount on Record |
| Prior Sale | Jul 7, 2014 · Amount on Record |
| Deed Document Number | 2026945 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 4397 COUNTRY CLUB DR, LUCERNE, CA 95458-8637 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 4397 COUNTRY CLUB DR, LUCERNE, CA 95458-8637 |
| Document Number | 0000005916 |
|---|---|
| Date | Apr 5, 2021 |
| Instrument | 2021005916 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 4397 COUNTRY CLUB DR, LUCERNE, CA 95458-8637 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4397 COUNTRY CLUB DR, LUCERNE, CA 95458-8637 |
| Document Number | 0000019934 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 2021019934 |
| Name | LOANCARE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 4397 COUNTRY CLUB DR, LUCERNE, CA 95458-8637 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 916, LUCERNE, CA 95458-0916 |
| Document Number | 0000015417 |
|---|---|
| Date | Nov 22, 2022 |
| Instrument | 2022015417 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 4397 COUNTRY CLUB DR, LUCERNE, CA 95458-8637 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4397 COUNTRY CLUB DR, LUCERNE, CA 95458-8637 |
| Document Number | 0000009886 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 2025009886 |
| Name | NEXA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MESA, AZ 85212 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Jan 30, 2026 |
| Property Address | 4397 COUNTRY CLUB DR, LUCERNE, CA 95458-8637 |
| Document Number | 0000000945 |
| Map Reference | MB 3 PG 113-123 |
| Instrument Date | Jan 22, 2026 |
| Instrument | 2026000945 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Title Company | FIDELITY NATL TTL CO OF CA |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5877 LAKE ST UNIT 18, 18, LUCERNE, CA 95458-8577 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000946 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 2026000946 |
| Name | FRANKLIN LOAN CENTER |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Number | 0000000947 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 2026000947 |
| Name | FRANKLIN LOAN CENTER |
|---|---|
| Type | Mortgage Company |
| Address | PALM DESERT, CA 92260 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | Mar 21, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 4397 COUNTRY CLUB DR, LUCERNE, CA 95458-8637 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000016272 |
|---|---|
| Date | Dec 27, 2018 |
| Instrument | 2018016272 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 4397 COUNTRY CLUB DR, LUCERNE, CA 95458-8637 |
| Document Number | 0000000959 |
| Instrument Date | Jan 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2017 |
| Title Company | SPL EXPRESS INC |
| Name | Verified Name |
|---|---|
| Address | 4397 COUNTRY CLUB DR LUCERNE CA 95458, LUCERNE, CA 95458 |
| Document Number | 0000000959 |
|---|---|
| Date | Jan 25, 2017 |
| Instrument | 959 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 24, 2032 |
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Elementary School District | Lucerne Elementary School District (KG - 08) |
| Secondary School District | Upper Lake Unified School District (9-12) (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,700.00 (-2.19%) | $162,418 (+2%) Land $30,642 Building $131,776 |
| 2025 | $1,738.00 (+4.64%) Homeowner's exemption | $159,235 (+4.04%) Land $30,042 Building $129,193 |
| 2023 | $1,661.00 (+0.97%) Homeowner's exemption | $153,053 Land $28,876 Building $124,177 |
| 2022 | $1,645.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 13 (1983–2024) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Feb 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · lower than 60% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUCERNE WATER CO. - CAL WATER SERVICE private · serves 2,312 people · EPA ID CA1710005 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| DigitalPath Fixed Wireless | 400 / 20 |
| 101Netlink Fixed Wireless | 100 / 20 |
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