Oakland County property record for 4396 Pine Tree Trl, Bloomfield Hills, MI 48302
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,770 sqft · built 1964 |
| Lot Size | 0.876 acres (38,159 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $912,500 (Jul 2024) |
| Tax Bill | $10,190 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Apr 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C-19-17-352-025 |
| Primary APN | C-19-17-352-025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,770 sqft Living Area |
| 1st Floor Area | 2,770 sqft |
| Basement Area | 2,535 sqft |
| Unfinished Basement | 2,535 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 38,159 sqft (0.876 acres) |
| Terrain | Wooded |
| Garage Area | 539 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 148 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 4396 PINE TREE TRL |
|---|---|
| City | BLOOMFIELD HILLS |
| State | MI |
| Zip | 48302-1858 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T2N, R10E, SEC 17 & 20 BLOOMFIELD HEIGHTS NO. 5 LOT 122 |
| Legal Range | 10E |
| Legal Township | 02N |
| Legal Section | 17 |
| Legal Subdivision | BLOOMFIELD |
| Legal Lot Number | 122 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 150600 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1140 WITHINGTON ST, FERNDALE, MI 48220-1296 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 4, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Apr 10, 2024 | Deed of Trust, Mortgage · Line of Credit COMMUNITY FINANCIAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2024 · Amount on Record |
| Deed Sale | Jul 5, 2024 · Amount on Record |
| Prior Sale | Apr 29, 2011 · Amount on Record |
| Deed Document Number | 202475007 |
| Deed Book / Page | 59472 / 662 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4396 PINE TREE TRL, BLOOMFIELD HILLS, MI 48302-1858 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4396 PINE TREE TRL, BLOOMFIELD HILLS, MI 48302-1858 |
| Investor | Possibly a Property Investor |
| Document Number | 20250151027 |
|---|---|
| Date | Dec 4, 2025 |
| Book Page | 60748/350 |
| Instrument | 20250151027 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.45% |
| Type Change Date | Dec 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.45% |
| Max Rate At Change | 13.4% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 13.4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4396 PINE TREE TRL, BLOOMFIELD HILLS, MI 48302-1858 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4396 PINE TREE TRL, BLOOMFIELD HILLS, MI 48302-1858 |
| Document Number | 0000039721 |
|---|---|
| Date | Apr 10, 2024 |
| Book Page | 59278/798 |
| Instrument | 39721 |
| Name | COMMUNITY FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | PLYMOUTH, MI 48170 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Bloomfield Charter Township |
| Unified School District | Bloomfield Hills School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,190.00 (+3.3%) Homeowner's exemption | $532,740 (+12.98%) Land $85,270 Building $447,470 | $1,065,480 (+12.98%) Land $170,540 Building $894,940 |
| 2024 | $9,864.00 (+9.93%) | ||
| 2023 | $471,550 | $943,100 | |
| 2021 | $8,973.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD TOWNSHIP serves 41,691 people · EPA ID MI0000790 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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