Habersham County property record for 4396 Pea Rdg Rd, Cornelia, GA 30531
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 1,338 sqft · built 1985 |
| Lot Size | 9.49 acres (413,384 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,574 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 044 035 01 |
| Primary APN | 044 035 01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,338 sqft Heated Area |
| Gross Area | 3,850 sqft |
| 1st Floor Area | 1,338 sqft |
| Basement Area | 736 sqft |
| Unfinished Basement | 736 sqft |
| Flooring | Parquet |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Wood Shingle |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 413,384 sqft (9.49 acres) |
| Lot Width | 600 ft Width |
| Porch | Slab |
|---|---|
| Porch Area | 672 sqft |
| Patio Area | 1,104 sqft |
| Canopy | 468 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 515842 |
|---|---|
| Street Address | 4396 PEA RIDGE RD |
| City | CORNELIA |
| State | GA |
| Zip | 30531-4649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | LI |
| Legal Description | 10-65 PEA RIDGE RD 602-806 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 603 |
4396 Pea Rdg Rd, a rural home, is owned and occupied by two individuals.
Source: Habersham County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4396 PEA RIDGE RD, CORNELIA, GA 30531-4649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 4396 PEA RIDGE RD, CORNELIA, GA 30531-4649 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4396 PEA RIDGE RD, CORNELIA, GA 30531-4649 |
| Document Number | 0000001217/0000000172 |
|---|---|
| Date | Apr 7, 2020 |
| Book Page | 0000001217/0000000172 |
| Name | NATION STAR MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
The 2026 property tax bill for 4396 Pea Rdg Rd was $2,574 with a homeowner's exemption.
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,574.00 Homeowner's exemption | $158,834 Land $63,420 Building $95,414 | $397,086 Land $158,551 Building $238,535 |
| 2023 | Homeowner's exemption | $111,860 (+30.93%) Land $55,120 Building $56,740 | $279,650 (+30.93%) Land $137,800 Building $141,850 |
| 2022 | Homeowner's exemption | $85,436 Land $36,744 Building $48,692 | $213,590 Land $91,860 Building $121,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4396 Pea Rdg Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2020) |
| Most Recent Claim | Oct 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4396 Pea Rdg Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 67% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
| Windstream Cable | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
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