Benton County property record for 4396 Fern's Valley Loop, Springdale, AR 72764
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,555 sqft · built 2009 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Nov 2020) |
| Tax Bill | $2,214 (2026) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Oct 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-02238-000 |
| Primary APN | 21-02238-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,555 sqft Living Area |
| Gross Area | 1,975 sqft |
| 1st Floor Area | 1,555 sqft |
| Flooring | Carpet |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 714 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 38 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4396 FERNS VALLEY LOOP |
|---|---|
| City | SPRINGDALE |
| State | AR |
| Zip | 72764-8250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT 3/17/08 2008-174 |
| Legal Range | 30 |
| Legal Township | 18 |
| Legal Section | 24 |
| Legal Subdivision | FERNS VALLEY SUB-SPRINGDALE |
| Legal Lot Number | 5 |
| Jurisdiction | BENTON AR |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 21408 |
4396 Fern's Valley Loop is owned and occupied by an individual who bought it in November 2020.
Source: Benton County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4396 FERNS VALLEY LOOP, SPRINGDALE, AR 72764-8250 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 25, 2020 | Warranty Deed, Transfer · Conventional with PMI HIGHLANDS RESID'L MTG |
| Oct 7, 2019 | Loan Modification, Mortgage FIRST WSTRN BK |
| Oct 31, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST WSTRN BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2020 · Amount on File |
| Deed Sale | Nov 25, 2020 · Amount on File |
| Deed Document Number | 202077319 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Nov 25, 2020 |
| Property Address | 4396 FERNS VALLEY LOOP, SPRINGDALE, AR 72764-8250 |
| Document Number | 0000077319 |
| Instrument Date | Nov 24, 2020 |
| Instrument | 77319 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2020 |
| Title Company | CITY TITLE AND CLOSING LLC, CITY TITLE & CLOSING LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $627.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4396 FERNS VALLEY LOOP SPRINGDALE AR 727648250, SPRINGDALE, AR 72764-8250 |
| Document Number | 77320 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 77320 |
| Name | HIGHLANDS RESID'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75243 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 24, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 4396 FERNS VALLEY LOOP, SPRINGDALE, AR 72764-8250 |
| Document Number | 0000055360 |
| Instrument Date | Oct 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9310 E WAGON WHEEL RD SPRINGDALE AR 727629769, SPRINGDALE, AR 72762-9769 |
| Document Number | 0000055360 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 55360 |
| Name | FIRST WSTRN BK |
|---|---|
| Type | Bank |
| Address | ROGERS, AR 72756 |
| Term | 240 Months |
|---|---|
| Due | Oct 15, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 4396 FERNS VALLEY LOOP, SPRINGDALE, AR 72764-8250 |
| Document Number | 0000057733 |
| Instrument Date | Oct 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9310 E WAGON WHEEL RD SPRINGDALE AR 727629769, SPRINGDALE, AR 72762-9769 |
| Document Number | 0000057733 |
|---|---|
| Date | Nov 2, 2018 |
| Instrument | 57733 |
| Name | FIRST WSTRN BK |
|---|---|
| Type | Bank |
| Address | 401 W WALNUT ST, ROGERS, AR 72756-4541 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Nov 1, 2020 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 4396 Fern's Valley Loop was $2,214, up 5.5% from the year before.
Source: Benton County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Benton County |
| Municipality | Springdale City |
| Unified School District | Springdale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,214.00 (+5.53%) | $54,925 (-) Land $15,200 Building $39,725 | $274,625 Land $76,000 Building $198,625 |
| 2025 | $2,098.00 Homeowner's exemption | $54,925 Land $15,200 Building $39,725 | |
| 2024 | $274,625 (+49.99%) Land $76,000 Building $198,625 | ||
| 2023 | $1,951.00 Homeowner's exemption | $36,620 Land $7,200 Building $29,420 | $183,100 Land $36,000 Building $147,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4396 Fern's Valley Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4396 Fern's Valley Loop is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575 |
|---|---|
| Water Source | Purchased surface water from BEAVER WATER DISTRICT |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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