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4395 Vibernum Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4395 Vibernum Ave, Saint Cloud, FL 34772

Property Summary

Property TypeVacant Land
Lot Size0.13 acres (5,662 sqft)
OwnerIndividual Name on Record
Last Sale$492,000 (Jun 2026)
Tax Bill$340 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Jun 2026 Sale & Mortgage
APN17-26-30-0134-0001-1250

Property Details

APN / Parcel Number

Primary APN17-26-30-0134-0001-1250
Alternative APN
  • 263017013400011250

Exterior

Lot Area5,662 sqft (0.13 acres)

Location & Zoning

Street Address4395 VIBERNUM AVE
CitySAINT CLOUD
StateFL
Zip34772-7243
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionEDGEWATER CROSS PRAIRIE PH 1 PB 36 PGS 115-123 LOT 125
Legal SubdivisionEDGEWATER CROSS PRAIRIE PHASE 1
Legal Lot Number125
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1004
Census Tract43209

Owner

Source: Osceola County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4395 VIBERNUM AVE, SAINT CLOUD, FL 34772-7243
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2026Special Warranty Deed, Transfer · FHA Mortgage
LENNAR MORTGAGE LLC
Jun 8, 2026Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 8, 2026 · Amount on Record
Deed SaleJun 8, 2026 · Amount on Record
Prior SaleMar 24, 2026 · Amount on Record
Deed Document Number202674759
Deed Book / Page6984 / 419
Record UpdatedOct 29, 2026

June 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 8, 2026
Property Address4395 VIBERNUM AVE, SAINT CLOUD, FL 34772-7243
Document Number0000074759
Book / Page6984 / 419
Instrument DateMay 29, 2026
Instrument202674759
Transaction TypeTransfer
Record UpdatedJun 15, 2026
Title CompanyLENNAR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$347,844.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4395 VIBERNUM AVE, SAINT CLOUD, FL 34772-7243

Mortgage

Document Number0000074760,
DateJun 8, 2026
Instrument202674760
Lender
NameLENNAR MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.23%
Max Rate-1%

June 2026: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 8, 2026
Property Address4395 VIBERNUM AVE, SAINT CLOUD, FL 34772-7243
Document Number0069840419
Book / Page6984 / 419
Instrument DateMay 29, 2026
Instrument202674759
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 26, 2026
Title CompanyLENNAR TITLE INC, LENNAR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$347,844.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4395 VIBERNUM AVE, SAINT CLOUD, FL 34772-7243

Mortgage

Document Number0000074760,
DateJun 8, 2026
Instrument202674760
Lender
NameLENNAR MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$340.00$19,000 Land $19,000$19,000 Land $19,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance CostPremium on Record
median of 136 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies136 in force
Nearby Flood Claims4 (2011–2022)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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