4395 Lockmorr Ln, Gloucester, VA 23061 Property Records

Gloucester County property record for 4395 Lockmorr Ln, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,392 sqft · built 1999
Lot Size	5.99 acres (260,924 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (May 2018)
Tax Bill	$1,881 (2026)
Deeds & Mortgages	Sep 2025 Mortgage May 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27545`

Property Details

APN / Parcel Number

Primary APN	`27545`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	260,924 sqft (5.99 acres)
Garage Area	512 sqft
Porch	Slab
Deck Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4395 LOCKMORR LN
City	GLOUCESTER
State	VA
Zip	23061-4051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	SASSAFRAS
Legal Subdivision	PLAT: PB23 864
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	1
Census Block	1027
Census Tract	100102

Owner

4395 Lockmorr Ln is owned and occupied by an individual who bought it in May 2018.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4395 LOCKMORR LN, GLOUCESTER, VA 23061-4051
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 12, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MR COOPER
May 1, 2018	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2018 · Amount on File
Deed Sale	May 1, 2018 · Amount on File
Deed Document Number	20181814
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4395 LOCKMORR LN, GLOUCESTER, VA 23061-4051
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4395 LOCKMORR LN, GLOUCESTER, VA 23061-4051

Mortgage

Document Number	0250004012
Date	Sep 25, 2025
Instrument	250004012

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	SOFR Average 30-Day
Max Rate	10.7%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4395 LOCKMORR LN, GLOUCESTER, VA 23061-4051
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220002771
Date	May 12, 2022
Instrument	220002771

Lender

Name	MR COOPER

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	May 1, 2018
Property Address	4395 LOCKMORR LN, GLOUCESTER, VA 23061-4051
Document Number	0180001814
Instrument Date	Apr 26, 2018
Instrument	180001814
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	UNKNOWN, THE CLOSING SHOP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4395 LOCKMORR LN, GLOUCESTER, VA 23061-4051
Investor	Possibly a Property Investor

Mortgage

Document Number	0180001815
Date	May 1, 2018
Instrument	180001815

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4395 Lockmorr Ln was $1,881, up 84.4% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,881.00 (+84.41%)	$322,570 (+22.19%) Land $80,220 Building $242,350	$322,570 (+22.19%) Land $80,220 Building $242,350
2025	$1,020.00 (-33.72%)	$263,980 (-) Land $80,220 Building $183,760	$263,980 (-) Land $80,220 Building $183,760
2024	$1,539.00 (+101.44%)	$263,980 (-) Land $80,220 Building $183,760	$263,980 (-) Land $80,220 Building $183,760
2023	$764.00 (-27.79%)	$263,980 (+32.35%) Land $80,220 Building $183,760	$263,980 (+32.35%) Land $80,220 Building $183,760
2022	$1,058.00	$199,450 Land $55,080 Building $144,370	$199,450 Land $55,080 Building $144,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4395 Lockmorr Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4395 Lockmorr Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Lockmorr Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures