Albemarle County property record for 4395 Garth Rd, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,626 sqft · built 1999 |
| Lot Size | 5.74 acres (250,426 sqft) |
| Owner | Individual Name on File |
| Last Sale | $727,000 (Oct 2020) |
| Tax Bill | $12,315 (2026) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04100-00-00-022D0 |
| Primary APN | 04100-00-00-022D0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,626 sqft Finished Area |
| Attic | Attic |
| Attic Area | 907 sqft |
| Basement Area | 1,813 sqft |
| Finished Basement | 1,124 sqft |
| Unfinished Basement | 1,813 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 250,426 sqft (5.74 acres) |
| Garage Area | 975 sqft |
| Driveway | Paver Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 811 sqft |
| Patio Area | 660 sqft |
| Balcony Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 4395 GARTH RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-5102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL AREA |
| Legal Description | ACREAGE 4 |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | WHITE HALL |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 10100 |
4395 Garth Rd is owned by an individual who bought it in October 2020.
Source: Albemarle County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4705 DOVER RD, BETHESDA, MD 20816-1774 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 9, 2020 · Amount on File |
| Deed Sale | Oct 9, 2020 · Amount on File |
| Deed Document Number | 202014176 |
| Deed Book / Page | 5403 / 585 |
| Prior Transfer Date | Dec 4, 2015 |
| Prior Transfer Doc | 201500013736 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Oct 9, 2020 |
| Property Address | 4395 GARTH RD, CHARLOTTESVILLE, VA 22901-5102 |
| Document Number | 0000014176 |
| Book / Page | 005403 / 000585 |
| Instrument Date | Sep 23, 2020 |
| Instrument | 14176 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $727.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4705 DOVER RD BETHESDA MD 208161774, BETHESDA, MD 20816-1774 |
| Document Number | 14177 |
|---|---|
| Date | Oct 9, 2020 |
| Book Page | 005403/000594 |
| Instrument | 14177 |
| Name | TRUIST BK |
|---|---|
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 8, 2050 |
The 2026 property tax bill for 4395 Garth Rd was $12,315, up 11% from the year before.
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,315.00 (+10.97%) | $1,377,500 Land $274,700 Building $1,102,800 | $1,377,500 Land $274,700 Building $1,102,800 |
| 2025 | $11,098.00 | ||
| 2023 | $7,439.00 | $871,100 Land $255,100 Building $616,000 | $871,100 Land $255,100 Building $616,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4395 Garth Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1995) |
| Most Recent Claim | Jun 1995 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4395 Garth Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Brightspeed DSL | 40 / 3 |
May also be available: Firefly Fiber Broadband, T-Mobile.
5G (outdoors only) and 4G LTE
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